Blog Post

AI is making a huge impact on how FIs deal with fraud The account holder is now point of focus Explainable AI (XAI) is growing in importance Artificial intelligence (AI) is dramatically altering the way fintech approaches fraud detection, as highlighted in a recent post entitled “The Role of AI in FinTech Fraud Detection” from…

A U.S. government subcommittee is looking into financial fraud There has been a call to action by multiple elected officials Collaboration is key to stopping check fraud The Oversight and Investigations Subcommittee of the U.S. House Committee on Financial Services recently convened to address the alarming rise in financial fraud targeting American consumers. The hearing,…

OrboGraph hosted its third Check Fraud Roundtable Financial institutions and tech providers gathered to discuss today’s check fraud landscape The event included hands-on “check counterfeiting lessons” to expand knowledge OrboGraph has been bringing together financial institutions and technology providers to collaborate on the future of fraud prevention. Our most recent milestone – the eighth overall…

Zelle is not popular with all banks Zelle transaction costs are higher than that of checks “Old habits and practical advantages” keep checks relevant A recent article in Banking Dive explores why many small banks are hesitant to join Zelle, the popular peer-to-peer payment platform owned by a consortium of seven major U.S. banks (including…

A new weapon against financial crime has emerged CI-FIRST was launched this year to aid banks in sharing information Greater clarity, improved feedback, and a higher standard of communication are promised In the ongoing battle against financial crime — particularly check fraud — new initiatives and systems are promising to reshape an industry that has…

Check fraud is growing and becoming more sophisticated Consortiums provide faster, more comprehensive risk analysis. A layered approach combines consortium data with advanced fraud prevention tools In today’s banking environment, the threat of check fraud is growing rapidly, fueled by a deluge of data and ever-evolving criminal schemes. Financial institutions (FIs) face mounting pressure as…

There is more concern about real-time payments than the data justifies Adoption of RTP has been slow thus far Nevertheless, many believe RTP will eventually replace check payments When it comes to payment fraud, fear and reality aren’t always aligned-a fact highlighted in the August 2025 report from PYMNTS Intelligence and The Clearing House, “Fact…