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AI Innovation

Both the financial and healthcare industries are undergoing an AI evolution. Review our vision for Artificial Neural Networks (ANN) and deep learning targeting these industries.

AI-Based Check Automation

Check recognition & fraud detection are the most important components in today's check processing and omni-channel capture. Learn how OrboAnywhere using OrbNet AI technology reduces costs and mitigates risk.

AI-Based Healthcare Electronification

OrboAccess, powered by OrbNet AI, provides electronification to remits and payments, enabling RCM companies to automate posting, improve research, and deliver business intelligence

About Us

Celebrating 25 years of innovation, OrboGraph has transformed into an AI company delivering targeted automation solutions to the banking and healthcare industries.

Resources

From news and events to case studies, trends, and videos, this section provides a range of information resources for payment automation in the banking and healthcare industries.

Blogs

OrboGraph produces four blog series on a weekly basis covering topics from check processing, fraud prevention, AI technologies, RCM, and healthcare electronification. Select one the blog to the right. We hope you enjoy!

OrboNation Check Blog

The Latest

CSAFE Hosts Forensic Handwriting Analysis Webinar

On March 11, 2021, The Center for Statistics and Applications in Forensic Evidence, or CSAFE, hosted a webinar on forensic handwriting analysis. OrboGraph was one of hundreds attending the session. The Center for Statistics and Applications in Forensic Evidence (CSAFE) is building a statistically sound and scientifically solid foundation for ...
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Venmo Adds Check Cashing as New Channel for Growth

Tried-and-true merges with new digital tech -- Venmo recently announced that it will begin to offer a new check-cashing service, "Cash a Check," in the Venmo mobile app. Via TechCrunch.com: The feature ... can be used to cash printed, payroll and U.S. government checks, including the new stimulus checks, the ...
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40% of Consumers Prefer Checks for Bill Payment

The report presents results from questions exploring how adults in the United States use and pay for "box of the month" clubs and online subscription services. It also explores the ways consumers pay their bills and the increasing importance of digital bill payment. ...When it comes to paying bills, the ...
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FT Partners Research: Open Banking – Rearchitecting the Financial Landscape

In a recent OrboNation Blog article, we covered the need for key fintech players -- like banks and firms -- to continue to invest in modernizing their processes and payment methods. We noted that the need for automation has never been more pressing. Clients want quick, efficient solutions that enable ...
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CEIC: A Tremendous Resource for International Check Volumes

CEIC Data was founded in Hong Kong in 1992 by a team of expert economists and analysts, and today employs data analysts in multiple offices around the globe. They currently offer "exclusive access to unparalleled coverage of 200+ economies around the globe, helping analysts and economists make sense of the world ...
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Deluxe Corp: Checks Are a Primary Cog in Digital Payments Ecosystem

Surprise! Barry McCarthy, the CEO of Deluxe, is a proponent of checks as payment tools. Even with the pivot for consumers to digital payment options, business-to-business is still reliant upon an older payment method: checks. Yes, you read that right. Although check usage has decreased significantly since the mid-2000s, physical checks ...
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Fintech Automation Will Only Increase in 2021

In a world where COVID-19 has made on-site collaboration a more and more distant memory -- with no end in sight for the growth of remote work as the norm -- PaymentsJournal reports: The need for automation has never been more pressing. Clients want quick, efficient solutions that enable them ...
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OrboZone is Here — A Fresh Experience Weekly!

We've received a tremendous amount of positive feedback regarding our recent #OrboZone launch - - thanks for your "thumbs-up"! But what is #OrboZone? It's dynamic content that combines high-impact videos, visual galleries, energizing music, and entertaining activities for your WFH environment. The #OrboZone is compromised of six technology sections, each ...
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PNC Acquisition of Tempus Will Create Ripple-Effect Across Treasury Management

PNC Bank N.A. announced on Jan. 27 that it has struck a definitive deal to buy payment gateway provider Tempus Technologies, Inc. This new consolidation should cause a major ripple effect across the industry, allowing treasury clients to handle streamline receivables and payables via one channel. According to a report at Pymnts.com: ...
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Payments Innovation: “Check” Launches With $35 Million in Series B to Streamline Payroll

Here's a paradox we enjoy seeing: Although there is a proclamation that "checks are in decline," and "checks are alien to Millennials," we see a forward-looking, technologically innovative payroll infrastructure startup system launch and call itself -- Check. Check Technologies, Inc. (it's full business name according to their website) recently ...
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technical lady

Payments Are Being Transformed Right Before Our Eyes

An article at PaymentsJournal.com cites a 2019 survey by Aite Group indicating that only 18% of banks were at the point of moving from a transaction-based revenue model to a data-based approach. While this figure is unlikely to have changed significantly since, PaymentsJournal.com goes on to note that data-driven payments are ...
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Reconciliation: Fiserv Paints a Vision for the Future

A recent webinar sponsored by Fiserv highlighted reconciliation challenges faced by modern financial institutions as so many consumers adopt digital channels for payments. According to Fiserv's 2020 Expectations & Experiences: Consumer Payments survey, digital payments are on the rise and confidence with virtual payment cards -- the Apple Wallet, for instance ...
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Banks Redesigning the Customer Experience with Distributed Banking

Ingo Money CEO Drew Edwards spent time with PYMNTS CEO Karen Webster talking distributed banking -- aka banking-as-a-service -- and how it differs from open banking. Edwards said that open banking is mostly about moving information, not about moving money between a consumer, her bank, and a third party, like the Robinhood ...
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report screen on computer

Promising Outlooks for Fintech and Payments in 2021

The trading platform Blocktrade recently published their predictions for the coming year in the fintech and payment worlds. We all know that 2020 was a highly unusual year - the Covid pandemic not only impacted the global economy, it also accelerated ongoing changes and developments in the Fintech and Payment ...
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December 2020 Edition – Check

The Best of 2020: News, Trends, and Events We have seen the banking and payments industries recover from the challenges of the COVID-19 Pandemic with a resurgence of checks and sustained volumes of other payments. With this recovery, banks and financial institutions can now refocus on automation and fraud prevention ...
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How Banks Can Work with Bitcoin’s Original Design

While Bitcoin cryptocurrency has been for many years held at arms length by mainstream consumers -- it's been considered volatile because of how much and how quickly its value can change, and the 2018 Bitcoin crash is still fresh in the mind of the industry -- there are signs that ...
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GPUs vs. CPUs: Understanding Why GPUs are Superior to CPUs for Machine Learning

Last week, we took a deep dive into a video by Mythbusters on CPU vs GPU, detailing how GPU provides a higher rate of speed and accuracy than CPU, essential for check processing and fraud detection. But, why are GPU processors necessary for artificial intelligence and machine learning? GPUs are the ...
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Dissecting Mythbusters’ GPU vs CPU Video: What It Means for Real-Time Check Processing and Fraud Detection

Back in August, we explored the importance of Nvidia's data centers to real-time check processing. The blog post garnered a huge amount of attention from our readers, yielding requests to take a deeper dive into the featured video from Mythbusters and the subject of GPUs vs CPUs. For reference, Mythbusters ...
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Capital One Goes All In on the Cloud – Will Others Follow?

The Amazon Web Services website reports that Capital One is completing its migration as the first US Bank to go all-in on the cloud -- and it's making waves in the industry. "Capital One, one of the largest banks in the United States, announced in November 2020 that it had ...
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Recapping ORBOIMPACT and the Modernization of Check & Fraud

We're pleased to announce that our ORBOIMPACT VIRTUAL CONFERENCE, a two-day online event which covered Healthcare Payments on Thursday, October 29, and Banking & Payments on Friday, October 30, was a huge success! Industry speakers coupled with OrboGraph experts focused on AI innovation and payment strategy helped drive strong attendance, ...
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ORBOIMPACT Speakers Promise to Deliver

Hopefully you've already registered for the ORBOIMPACT VIRTUAL CONFERENCE scheduled for October 29th and 30th. If not, what are you waiting for? ORBOIMPACT will explore AI innovation in the fields of check payments, check fraud, and healthcare remittance automation. The event is FREE and is accepting a limited number of ...
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10 Principles for Modernizing Your Technology

Even as we see our industry create and adopt newer and better, more precise tools for improving check processing and preventing fraud (we proclaimed 2019, remember, the Year of AI and Modernization), it's important to be aware of how to most effectively integrate new technology the current ecosystem in a ...
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OrboGraph Announces Powerhouse Speakers for ORBOIMPACT 2020

Having already announced our client and partner virtual technology conference in late September, OrboGraph has completed it’s speaker line-up for the ORBOIMPACT conference for the afternoons of October 29th and 30th (see agenda here). Day 1 (Thursday, Oct. 29): Healthcare Payments Sessions Day #1 is highlighted by Keynote speaker Mr. Michael Manna at ...
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Real Time Payments: Still No Match for the Check

The "death knell" for checks has been sounding false alarms for a decade; year after year we are told it's time for checks to fade away, and 2020 is no different. However, the paper check hangs on and remains undeniably popular in spite of the frequency with which it is ...
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FDIC Survey Shows 20+% Bank Deposit Growth

Predicting an economic recovery in today's COVID-19 environment is far more complex than reading traditional individual economic indicators. As seen by the recent run in the stock market, there are certain market components somewhat disassociated from traditional indicators, i.e. unemployment rate, GDP growth, etc. Bank Deposits & Assets One interesting ...
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Get Ready for ORBOIMPACT: AI Innovation for the Future of Check Processing

The countdown begins! In a little over a month, OrboGraph will be hosting the ORBOIMPACT Virtual Conference: AI Innovation for Check Payments, Check Fraud, and Healthcare Remittance Automation. The conference consists of a 2-day, 3-hour agenda, packed with rapid-fire, impactful sessions covering industry news, business case benefits, AI technology updates, and ...
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Regulators’ “Fast and Furious” AML Fines – Not the Whole Compliance Story

Rachel Woolley, global director of Financial Crime at Fenergo, tells FinTech Futures that penalties against financial institutions have come “fast and furious” over the past few years. Fenergo data shows that fines against financial institutions through July 2020 have reached $5.6 billion. The charges account for anti-money laundering (AML), know ...
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COVID Has Expanded Small Businesses’ Use of Banking Services

The effects of COVID-19 have been far-ranging and, in many cases, quite detrimental to businesses large and small and have altered the way customers are banking. According to a Wall Street Journal Article: There is evidence that customers will continue to pivot to digital banking even after they feel more ...
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NVIDIA Data Centers’ Importance to Real-Time Check Processing

In what is very likely a bellwether for machine learning and AI, NVIDIA topped Wall Street estimates for both its fiscal 2021 second quarter and its forecast, with data-center sales topping its core gaming business for the first time. Jefferies analyst Mark Lipacis, who has a buy rating and hiked ...
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Imagine The Impact of Real-Time Check Deposits!

Check writers and depositors have become accustomed to a next day or two day check clearing process for the majority of items. But when an extended clearing process does happen, i.e. 2-3 days, it becomes a real inconvenience, especially for millennials accustomed to instant digital payments, or for those folks ...
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Helping Big Banks Overcome Cloud Paralysis

There can be no doubt that, while the move to the cloud and away from on-site processing, storage, and maintenance can be incredibly daunting and a stress-filled experience, the final result is well worth "climbing that mountain." Pymnts.com explores the various hurdles banks face when taking that big -- and ...
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Understanding AI: What is a Deep Learning Node?

Care to guess the #1 topic in the Top 8 New Technology Trends for 2020? If you guessed artificial intelligence, you are right on. And why not? Companies claim AI can do just about everything with the various underlying technologies and categories, so it's the hottest topic going. To the ...
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Nine Drivers of Mobile Deposit Growth

Ensenta/EPS has put together an excellent report exploring NINE DRIVERS OF MOBILE DEPOSIT GROWTH (You can download a copy HERE). They come out of the gate by noting that large financial institutions continue to invest in increasingly better mobile deposit user experiences for two reasons: Improving return on investment (ROI) ...
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Funds Availability: The Race is On

Modern bank consumers are more and more comfortable interacting with their accounts online, often from a portable device. It's never been easier to make deposits -- using an app on an always-handy phone -- and see the “funds available” right in an account, reassuring the user that the money is ...
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Applying AI for “Hyperpersonalized” Banking and Fraud Detection

Forbes magazine reports on a recent AI Today podcast wherein Casey Royer of USAA, a large US bank serving the military community, shared information on how the bank is adopting AI, how they’re using AI to broaden USAA banking offerings, make their operations more effective and efficient, and offer greater ...
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Remote Deposit Capture Spikes During Pandemic

RemoteDepositCapture.com had a hunch that the Covid-19 pandemic would lead to an increase in RDC deposits (Mobile Deposit, Desktop, ATM, etc.). So, in late February, they started polling the industry, asking the following question: For Financial Institutions: What has been the rate of growth or decline in your mobile deposit ...
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Applying Defect and Root Cause Analysis to Tuning Check Recognition with AI

OrboGraph will soon be launching a website refresh with the official market announcements around OrbNet AI and OrboAnywhere 4.0. Check recognition is a process which is not perfect, but the gap of unread items is closing. As technology approaches reading all legible items, it is important to look closely at ...
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PODCAST: Deluxe Navigates the New Payments Reality

How Preserving Check Workflows Can Ease B2B Payments DigitizationSource: PYMNTS Podcast A new podcast at PYMNTS.com features a conversation with Michael Reed, division president of payments at Deluxe. The podcast covers a wide range of timely payments topics, including: Checks still widely used with Reed reporting $7 trillion total transactional ...
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VIP Video Conference: Understanding the Impact of COVID‑19 on FinTech

Last month, FT Partners hosted a VIP Video Conference to review their new industry research report, Understanding the Impact of COVID-19 on FinTech, which is available HERE. They were joined by three leading FinTech CEOs and discussed their approaches to the COVID-19 era. Video Conference Panelists: Steve McLaughlin, Founder and ...
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Deluxe Shines a Light on AI in Banking

At our 2019 Healthcare and Check Payment Technology Conference in Charlotte this past May, we were fortunate enough to hear from Rod Springhetti, the VP Product Management at Deluxe Corporation, as he spoke about AI implementation. Mr. Springhetti is known across the industry as a leading authority on AI implementation, ...
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All-Tech Gen Z…Digs Tellers?

When contemplating Gen Z -- those people born between 1996-2015 -- many people assume they are another iteration of Millennials (early 1980s to early 2000s). That means they are a digital-obsessed generation with no interest in, for instance, visiting a bank teller. It turns out that's not the case. In ...
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Artificial Intelligence-as-a-Service (AIaaS) Market 2019-2023

Technavio, a leading global technology research and advisory company, has released a report indicating that the industry is poised to grow by USD 15.14 billion during 2019-2023, progressing at a CAGR of over 48% during the forecast period. Entitled Global Artificial Intelligence-as-a-Service (AIaaS) Market 2020-2024, a free sample of the ...
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It’s time for CHECK TRIVIA!

While the world adapts and deals with the COVID 19 crisis, we thought it would be a good idea to take some time to exercise our minds and share a check trivia quiz. This is not merely mental calisthenics, however. The first 10 entrants that can answer four or more ...
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Financial Services Leading in Hybrid Cloud Adoption

Nutanix presented an informative webinar exploring the findings in their new publication, the Nutanix Enterprise Cloud Index Report. Kevin Lash, Director of Global Financial Services Strategy and Solutions at Nutanix; and Callum Budd, Research consultant with Vanson Bourne, held forth on issues and trends encountered on the path to hybrid ...
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atm credit card transaction

Coronavirus Crisis: The Future of Cash, Checks, Credit Cards

The unprecedented worldwide coronavirus pandemic has created a new set of values for people around the world. Toilet paper is a precious commodity (in spite of a robust supply chain, it should be noted); it is possible to be productive working from home (a good internet connection is a lifeline ...
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Review your check processing needs with an OrboGraph expert.

Sign up below for your complimentary assessment or to request
estimated solution pricing from OrboGraph.

Review your needs with an OrboGraph expert.

Sign up below for your complimentary assessment or to request
estimated solution pricing from OrboGraph.