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Check out our reservoir of information related to check recognition and healthcare payment technologies. We frequently update this section with the latest news, trends, and analysis of the banking and healthcare industries.

Reg CC

Compilation of resources to help you navigate Reg CC

Platform Modernization

Both the financial and healthcare industries are undergoing modernization initiatives in check payments and remittance.  See how OrboGraph is using AI, self-learning and deep learning models to drive innovation in these industries to deliver workflow automation.

Healthcare Payments

OrboAccess automates remittance and payment posting as well as enables full research and business intelligence analysis for RCM companies, clearinghouses, billers, and providers.

Check Processing

OrboAnywhere automates paper originated payments (i.e. checks, money orders, drafts) and remittances for balancing and posting while reducing risk and losses in the areas of check fraud, payment negotiability and compliance.

Anywhere Positive Pay

Payee name verification of business checks using issue files

Anywhere Positive Pay

Anywhere Positive Pay uses targeted OCR on images of pre-printed business checks and compares the recognized payee names to the payee field of the issue file to proactively identify payee alterations.


Financial institutions and treasury departments typically subscribe to positive pay services to limit fraud exposure on corporate accounts.  The majority of positive pay systems only match on serial and amount fields, leaving a “check theft” alteration undetected. With Anywhere Positive Pay, the system searches for payee alterations by both reading the payee as well as searching for payee replacements and payee edits, including “and/or” additions to the printed payee field.


Anywhere Positive Pay applies different technologies and logic to as summarized below:

  • Automatic business specific layout recognition and keyword locking on “pay to the order of”
  • Multi-OCR recognition on business checks
  • Payee name verification and alteration detection using payee issue file source
  • Free read data extraction on business checks of payee field if issue file name is not available
  • Account level override definition


OrboGraph stills supports the Desktop Check Analyzer (DCA) application as a way to verify document quality and field usability on business checks. The purpose is to ensure the format and background of the images are conducive for automated recognition processing of Anywhere Positive Pay.

Want to learn more?

Anywhere Positive Pay Brochure

Tangible Achievements:

  • Reduce risk of fraud losses
  • Improved control over financial processes
  • Automatically verify 90%+ of the business checks
  • Minimize operational overhead
  • Expand services of positive pay
  • Meet competitive pressure from other banks offering payee name verification

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