Modernizing Omnichannel Check Fraud Detection

Audits reveal systemic, repeat security failures across USPS facilities and initiatives. High-tech fixes like eLocks and scanners underperform due to poor deployment and oversight. Mail theft and check fraud keep rising despite USPS claims of rigorous security efforts. For years, OrboGraph has tracked a troubling pattern: the United States Postal Service (USPS) conducts audits, the…

Constant check fraud “firefighting” drains energy and focus from your best people. Manual reviews, fragmented systems, and rising fraud volumes create chronic backlogs and stress. Without better tools and training, burnout accelerates, risking turnover and institutional knowledge loss. Community banks are known for their employees. The teller who recognizes a customer at the grocery store.…

Fed elevates consumer fraud to systemic risk, demanding stronger bank‑level defenses. Banks must invest in data, analytics, and collaboration to counter rising fraud. Fed plans new tools, guidance, and standardized fraud vocabulary to improve detection. Coming off the recent publishing of their Financial Services Risk Officer Survey, the Federal Reserve’s has taken the next step…

Federal Reserve report finds no major fraud category dip; debit cards and checks lead attempts. Faster payments saw sharpest year-over-year rise in attempted fraud and associated losses. Banks boost fraud budgets with layered tech defenses, yet threats continue outpacing controls. On April 28, 2026, the Federal Reserve published its Financial Services Risk Officer Survey. The…

Visa is fighting fraud at the network level-banks must match that scale Criminals share data across rails; fraud defenses need to do the same OrboGraph’s check image intelligence closes a critical blind spot for banks In a recent interview, James Mirfin, SVP, Head of Risk and Security Intelligence Solutions at Visa, spoke with PYMNTS CEO Karen Webster about Visa’s network-level…

Financial fraud is no longer a rare event; for many consumers, it is a persistent risk that shapes how they interact with their financial institutions. The emotional fallout from scams–shame, fear, and loss of trust–directly influences customer behavior, and that behavior is precisely where banks and credit unions must focus to strengthen deposit fraud defenses.…

Payments fraud remains widespread, with a slight decline from prior years Checks are still the most targeted payment method for fraud attacks Organizations plan to keep using checks, demanding stronger layered fraud defenses This week, The Association for Financial Professionals announced the release of their 2026 AFP Payments Fraud and Control Survey report. The report,…

Positive Pay still relies on manual file uploads, overburdening business customers & limiting adoption Banks lean on complex PDF “quick guides,” turning Positive Pay setup into an IT project TMonit’s CheckSync & OrboGraph solutions automate & modernize Positive Pay to strengthen fraud prevention Positive Pay, as currently deployed by many financial institutions, is stuck in…

Scams now hit an estimated 57,000 Americans every day, driving tighter fraud controls Nacha’s 2026 near real‑time ACH monitoring rule is accelerating fraud-AML convergence True FRAML value comes from shared data and joint focus on scams and mule networks A recent BankInfoSecurity article by Suparna Goswami highlights how scams now hit an estimated 57,000 Americans…