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In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.
Check volumes are falling, but check fraud hit $21 billion in 2023-a gap banks can no longer ignore Abruptly eliminating checks isn’t an option – critical payment workflows still depend on them OrboGraph equips banks to fight check fraud now while preparing for a digital-first future A recent American Banker opinion piece argues that the…
Visa is fighting fraud at the network level-banks must match that scale Criminals share data across rails; fraud defenses need to do the same OrboGraph’s check image intelligence closes a critical blind spot for banks In a recent interview, James Mirfin, SVP, Head of Risk and Security Intelligence Solutions at Visa, spoke with PYMNTS CEO Karen Webster about Visa’s network-level…
Financial fraud is no longer a rare event; for many consumers, it is a persistent risk that shapes how they interact with their financial institutions. The emotional fallout from scams–shame, fear, and loss of trust–directly influences customer behavior, and that behavior is precisely where banks and credit unions must focus to strengthen deposit fraud defenses.…
Legacy banking cores drain profits and trust, making modernization an urgent strategic priority AI fintech modernizes workflows, closes skills gaps, and cuts fraud and errors Fintech partnerships accelerate transformation, improve experiences, and drive growth When thinking about the concept of platform modernization, many organizations take the age-old approach of rip-and-replace — taking legacy solutions or…
Payments fraud remains widespread, with a slight decline from prior years Checks are still the most targeted payment method for fraud attacks Organizations plan to keep using checks, demanding stronger layered fraud defenses This week, The Association for Financial Professionals announced the release of their 2026 AFP Payments Fraud and Control Survey report. The report,…
Positive Pay still relies on manual file uploads, overburdening business customers & limiting adoption Banks lean on complex PDF “quick guides,” turning Positive Pay setup into an IT project TMonit’s CheckSync & OrboGraph solutions automate & modernize Positive Pay to strengthen fraud prevention Positive Pay, as currently deployed by many financial institutions, is stuck in…
Scams now hit an estimated 57,000 Americans every day, driving tighter fraud controls Nacha’s 2026 near real‑time ACH monitoring rule is accelerating fraud-AML convergence True FRAML value comes from shared data and joint focus on scams and mule networks A recent BankInfoSecurity article by Suparna Goswami highlights how scams now hit an estimated 57,000 Americans…
Survey shows consumers overwhelmingly trust banks as their primary fraud defenders Respondents want stronger government action forcing social media & telecoms to fight fraud Stopping check fraud means banks must pair consumer education with advanced analytics & forensics A new infographic — based on research conducted by Morning Consult and published by American Bankers Association…
Credit unions now rely on FinTech partners as their primary innovation engine Misaligned timelines, governance, & ROI expectations create friction despite shared strategic goals Stronger upfront alignment on structure and metrics turns partnerships into competitive advantage PYMNTS.com explores how credit unions once treated FinTech collaborations as side projects. However, now more than half say external…