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In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.
FIs Spend Up to 40% of Analytics Resources Just Cleaning Data. What Are They Missing While They Do? Every transaction processed, every check deposited, every loan application submitted generates data. Financial institutions sit on one of the richest data assets in any industry. But volume isn’t the same as value and bad data doesn’t just create errors. It…
The STOP Payments Fraud Act gives banks more time to investigate suspicious payments. Extended holds on flagged checks and wires balance fraud prevention with faster availability. Banks must update policies, technology, and workflows to fully leverage the longer review window. PYMNTS recently highlighted a new House bill that could quietly change the way financial institutions…
FinCEN lets banks share suspected fraud data under Section 314(b) safe harbor. Guidance promotes real-time, cross-institution fraud alerts to disrupt fast-moving scams. Richer signal sharing improves detection and protection for institutions and customers. Recently, we posted about warnings from the International Monetary Fund (IMF) that fraudsters thrive when FIs aren’t sharing data. The IMF argued…
Real-time payments adoption is lagging, with ERP and back-office integration as the main barrier. Checks still dominate B2B payments despite faster, modern rails. FIs can support checks while automating processing with AI for cost and efficiency gains. The industry has been proclaiming the benefits of real-time payments, and how they will be the “death of…
Check fraud has surged, with deposit fraud up roughly fourfold since pre‑pandemic levels. Criminals increasingly steal and resell mailed checks via dark‑web markets. Banks and businesses now rely on image forensic AI and behavioral analytics to flag fraudulent checks early. Summer is here, and everyone is talking about SPF. But, while your accountholders are thinking…
Most financial institutions leverage AI for automating check processing JPMorgan Chase has taken it a step further, leveraging robotics to automate lockbox processing Are there further use cases for robotics in banking? A majority of financial institutions are in the process or have already deployed AI technologies like OrboAnywhere to automate the processing of check…
OIG’s Spring 2026 report shows USPIS barely using its powerful civil fraud tools. Postal Police staffing has been gutted since 2020, even as organized mail theft has surged. Banks must assume mail is unsafe and lean on layered, technology-driven check fraud defenses. For years, OrboGraph has tracked a troubling pattern in USPS mail security failures.…
X9’s report turns scattered fraud experiences into shared intelligence that slashes losses faster. When banks, vendors, and networks share playbooks, fraud rings lose their information advantage. Collaboration through X9’s forum helps FIs deploy stronger defenses and benefit industry‑wide. Back in February of 2025, the Accredited Standards Committee X9 Board of Directors established the Check Fraud…
AI, mobile, and digital onboarding now define member loyalty and everyday relationship depth. Smaller and mid‑sized credit unions can scale AI quickly by partnering with specialized fintech providers. Innovation leaders win by pairing agility and data‑driven design with always‑on, personalized digital experiences. AI is quickly becoming a make‑or‑break factor for credit union growth, and smaller…