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ICBA Podcast: Community Banks Addressing Check Fraud Challenges

August 6, 2024

Check fraud is emerging as a huge problem Many vendors are bringing back older technologies to fight fraud “…They’re blowing the dust off their 20- and 30-year old pieces of software and coming back out and saying, ‘I’ve got some check fraud solutions!’” Scott Anchin, VP, operational risk and payments policy at ICBA, and David…

CrowdStrike Outage: Financial Institutions Experience an Estimated $1.15B Loss

August 1, 2024

A recent CrowdStrike outage impacted an array of businesses and individuals Airline travelers found themselves significantly inconvenienced Financial institutions were not immune from impact A few weeks ago, the world was disrupted by the CrowdStrike outage — with air travel, healthcare, and even the financial industry feeling the impact. Almost everyone knows someone who was…

Learning the Fraud Lingo, Round Two: “Stimmy”

July 31, 2024

We’ve discussed previously the fact that fraudsters, like most insular groups, have their own lingo. Eric Huber, TD Bank Cybercrime Research & Analysis Leader and curator of Fraudsterglossary.com, discusses the dreaded Stimmy, or Stim — a term used by fraudsters for any sort of check issued by the US Treasury regardless of the program. There…

Fighting Deepfakes — Similar Principles to Check Fraud Detection?

July 30, 2024

Deepfake Technology has become a more and more formidable threat Advances in fake image generation tech – and easy availability – has become problematic Biometric scanning as part of multi-factor authentication may be the answer Rembrandt AI, purveyor of state-of-the-art real-time analytics, takes a look at the rising threat of deepfake technology in the financial…

OrboNation Newsletter: Check Processing and Fraud – July 2024

July 29, 2024

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

Small Banks vs Big Banks: Credit Card Competition Draws Parallels with Checking Accounts?

July 25, 2024

The world is becoming “more and more plastic” In the current market, small credit card issuers face an uphill battle Partnerships and collaborations are effective strategies PaymentsJournal addresses the challenges smaller banks face in a financial environment that has become more and more “plastic” — that is, reliant upon credit and debit cards. Credit cards…

LexisNexis: UK Firms Spend the Equivalent of £21k Hourly to Fight Financial Crime

July 23, 2024

A new study examines the costs of fighting financial crime Surveys were distributed in the UK Another survey by Intelligent CSIO reveals that the number of victims is growing While we focus on fraud in the US, it’s important to understand fraud trends across the globe as well — these markets can bring valuable insights.…

Featurespace and OrboGraph Partner to Help Financial Institutions Prevent Check Fraud Using World-Class Analytics and Image Forensics 

July 23, 2024

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

Cash Usage Following Same Path as Checks?

July 18, 2024

Is cash “on its way out”? COVID-19 caused a steep decline in cash usage Predictions of a “cash crash” appear to have been premature ATM Marketplace — an organization with particular interest in paper currency — asks the question: Will Cash Ever Go Away? They note that cash usage in the U.S. declined from 26%…

Which Type Check Fraud Has Been Most Common Over History?

July 17, 2024

Check fraud remains a growing concern for banks and depositors alike There are three primary types of check fraud Most common check fraud types evolved over the past 2+ millennia Did you know that the origin of checks can be traced back to 312 BC? Would it be a surprise that, even back then, fraud…