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OrboNation Newsletter: Check Processing and Fraud – September 2025

September 29, 2025

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

Regulatory Roadblocks: Why Agentic AI Faces Unique Challenges in Banking

September 25, 2025

Agenic AI has impressed many in the banking industry Meticulous care is required when handling customer data Today’s AI is not agenic AI As financial institutions gravitate toward innovative automations like agentic AI, the allure of “zero operations”-where everyday banking processes run themselves-appears within reach. Yet, according to Biswajit Das in his recent Forbes Technology…

Positive Pay Workgroup at OrboGraph Check Fraud Roundtable Addresses Industry Challenges

September 24, 2025

Check fraud steals billions from businesses each year Payment fraud is a particularly pressing issue Businesses have exhibited low Positive Pay adoption rates Despite massive advances in fraud-prevention technology, check fraud continues to siphon billions from businesses each year, with fraudsters performing feats of deception reminiscent of the greatest magicians-only with far costlier consequences and…

What We Learned at the OrboGraph Check Fraud Roundtable

September 23, 2025

OrboGraph hosted its third Check Fraud Roundtable Financial institutions and tech providers gathered to discuss today’s check fraud landscape The event included hands-on “check counterfeiting lessons” to expand knowledge OrboGraph has been bringing together financial institutions and technology providers to collaborate on the future of fraud prevention. Our most recent milestone – the eighth overall…

Checks Still Reign: Why Small Banks Resist Zelle

September 10, 2025

Zelle is not popular with all banks Zelle transaction costs are higher than that of checks “Old habits and practical advantages” keep checks relevant A recent article in Banking Dive explores why many small banks are hesitant to join Zelle, the popular peer-to-peer payment platform owned by a consortium of seven major U.S. banks (including…

CI-FIRST Initiative Brings Clarity to Check Fraud SARs

September 9, 2025

A new weapon against financial crime has emerged CI-FIRST was launched this year to aid banks in sharing information Greater clarity, improved feedback, and a higher standard of communication are promised In the ongoing battle against financial crime — particularly check fraud — new initiatives and systems are promising to reshape an industry that has…

Quinte Financial Technologies and OrboGraph Partner to Modernize Check Fraud Detection and Case Management for Financial Institutions

September 8, 2025

Burlington, MA, September 8, 2025 – Quinte Financial Technologies, a trusted partner helping banks and credit unions thrive in the digital age with intelligent domain-driven automation and cloud-based solutions and OrboGraph, a leading provider of AI-powered check fraud detection and image recognition solutions, today announced a strategic alliance to deliver an advanced, end-to-end check fraud management…

Federal Reserve Begins “Technical Research” Into Payment Modernization Technology

September 4, 2025

The Federal Reserve is adopting fintech solutions The private sector has blazed a trail Technologies implemented today lay the groundwork for tomorrow’s success PAYMENTS DIVE reports that the Federal Reserve is making strides towards embracing financial technology (fintech) innovations like tokenization, smart contracts, and especially artificial intelligence (AI) within payment systems. Christopher Waller, a member…

From Siloed to Shared: The Consortium Approach to Battling Check Fraud

September 3, 2025

Check fraud is growing and becoming more sophisticated Consortiums provide faster, more comprehensive risk analysis. A layered approach combines consortium data with advanced fraud prevention tools In today’s banking environment, the threat of check fraud is growing rapidly, fueled by a deluge of data and ever-evolving criminal schemes. Financial institutions (FIs) face mounting pressure as…

Why Pushing for RTP is NOT the Answer to Check Fraud

September 2, 2025

There is more concern about real-time payments than the data justifies Adoption of RTP has been slow thus far Nevertheless, many believe RTP will eventually replace check payments When it comes to payment fraud, fear and reality aren’t always aligned-a fact highlighted in the August 2025 report from PYMNTS Intelligence and The Clearing House, “Fact…