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Fraud In America 2025: The Interconnected Web of Financial Crime

October 21, 2025

Financial crime data for 2025 is sobering These crimes are interconnected A FRAML approach to fraud strategies is recommended As digital and financial environments continue to evolve, so do the fraud threats that face American consumers. In a recent post from Forbes, Dr. David Maimon paints a sobering portrait of consumer-targeted financial crime in 2025,…

The U.S. Treasury Department Publishes Resources Page for Transition to Digital Payments

October 16, 2025

U.S. Treasury Department has officially “eliminated” paper check disbursements — with many exceptions New resources page published by the U.S. Treasury to assist in transition How will this impact inancial institutions? As many are aware, as of September 30, 2025 the US Government has officially ended distributing paper check disbursements. According to the NTA Blog,…

TransUnion Reports US Businesses Lose 9.8% of Revenue to Fraud

October 15, 2025

Companies lost 7.7% of their annual revenue to fraud in the past year The United States has a fraud loss rate that is 27% higher than the global average U.S. House Committee on Financial Services recently convened to discuss the issue Fraud is inflicting record-setting damage on businesses worldwide, according to TransUnion’s H2 2025 Global…

Highlighting the “Hotspots” For Check Fraud in the USA

October 14, 2025

Major populated regions and business attract more check fraud A look at which states rank highest for check fraud per 100K population New tools offer a path to lower fraud incidents in the future Back in May of this year, we wrote a post pointing out which regions of the USA were “hotspots” for mail…

Government Check Elimination: Will SMBs Follow?

October 9, 2025

The U.S. government plans to eliminate paper checks in federal payments Small businesses face a challenge Local merchants, contractors,& independent service providers rely on checks PYMNTS takes a look at the U.S. government’s move to eliminate paper checks in federal payments, which is accelerating digital payment adoption for the government while creating ripple effects for…

How AI Is Transforming Fraud Detection in Modern Payments—With a Focus on Check Fraud

October 8, 2025

Banks and credit unions are rapidly adopting AI to fight fraud Check fraud is evolving quickly AI-powered fraud detection systems are fighting back The accelerated shift from paper checks to digital payments is transforming the landscape of fraud detection, as highlighted in the Wrestling Payments podcast featuring Brian Keefe, Manager of Portfolio Pre-Sales at Nice…

ABA Relaunches #BanksNeverAskThat and #PracticeSafeChecks Campaigns

October 7, 2025

The ABA has relaunched campaigns to educate consumers The new theme is “Snap Out of It” Some of the video messaging may be misconstrued The American Bankers Association (ABA) has relaunched its award-winning consumer protection campaigns, #BanksNeverAskThat and #PracticeSafeChecks, in 2025 to bolster the fight against fraud. These initiatives, involving over 2,500 banks across the…

Data Accuracy Concerns for AI — NOT an Issue with Check Processing

October 2, 2025

AI is transformative for the banking industry Barriers to adoption include trust and data Many banks are unaware that they are already leveraging AI Artificial intelligence (AI) is transforming the banking industry, offering innovative solutions to improve customer experiences, streamline operations, and enhance risk management.​ However, trust and data accuracy remain significant barriers to widespread…

AI-Powered Account Behavior Analysis — Major Component in Fighting Deposit Fraud

October 1, 2025

AI is making a huge impact on how FIs deal with fraud The account holder is now point of focus Explainable AI (XAI) is growing in importance Artificial intelligence (AI) is dramatically altering the way fintech approaches fraud detection, as highlighted in a recent post entitled “The Role of AI in FinTech Fraud Detection” from…

U.S. House Committee Makes Fighting Check Fraud a Priority

September 30, 2025

A U.S. government subcommittee is looking into financial fraud There has been a call to action by multiple elected officials Collaboration is key to stopping check fraud The Oversight and Investigations Subcommittee of the U.S. House Committee on Financial Services recently convened to address the alarming rise in financial fraud targeting American consumers. The hearing,…