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OrboNation Newsletter: Check Processing and Fraud – March 2025

March 31, 2025

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

Brand Loyalty: Americans Hold Same Checking Account for 19+ Years on Average

March 27, 2025

Americans tend to maintain bank accounts over long periods Depositers feel it’s a “hassle” to switch accounts There are steps financial instituations can take to attract depositers Brand loyalty — where individuals or business continue to purchase products or services from a specific company or professional in spite of competitors offering a similar product or…

$326B at Risk: Why Financial Institutions Must Embrace AI-Powered Fraud Detection

March 26, 2025

Digital payments are on the rise Criminal scammers embrace technology More and more financial institutions are turning to AI-powered fraud detection For financial institutions, the battle between utilizing the current legacy fraud systems vs. investing in modern fraud systems — typically powered by AI — continues to put pressure on both fraud departments and leadership.…

Jack Henry & Associates Reinforces “Multi-Layered Technology” Approach to Check Fraud Detection

March 25, 2025

Fraud continues to rise, and tools need to keep up Better fraud detection requires a layered approach Multi-layered tech allows informed decisions on each item We’ve stated many times that there is no single solution that can detect the majority of check fraud. Well, in a recent Jack Henry Fintalk, Bette-Lou Rush notes that “the…

Quantum Computing For Banking — Value Now, or in the Future?

March 20, 2025

BMO announces that it’s making the leap to quantum computing Quantum computing has been recognized as one of banking’s ten most important tech trends “We are in quantum because we do believe that it holds transformational potential.” According to a recent post at PYMNTS.com, BMO Financial Group, one of the largest banks in North America,…

Once a “Luxury,” AI Becomes a Necessity Against Modern Fraud Tactics

March 19, 2025

Fraud is rampant, but preventable AI technology is being deployed by fraudsters Fighting fraud will require AI tools There’s no question about it: modern fraud detection systems — including check fraud detection — require the utilization of artificial intelligence to keep up with fraudsters. Why, you may ask? Because AI is used in half of…

USPS Increases Offering $150K for Arrest in Mail Carrier Robberies

March 18, 2025

The USPS announces elevated efforts to prevent mail theft Postmaster General Louis DeJoy, meanwhile, has announced his resignation USPS efforts will likely fall short, as they face a formidable opponent Over the past few months, we’ve seen a concerted effort by the USPS and the US Government to make drastic changes addressing major challenges within…

AI Streamlining Check Payments — Added Value for Data Analytics?

March 13, 2025

Today’s digital landscape demands advanced tech for bank customers Data is now a tool for elevated customer service Banks using “data as a customer service tool” have seen revenue increase We’ve made this important point in many earlier posts and news items we’ve shared: In today’s digital landscape, banks must leverage advanced technologies to meet…

77% of Businesses Using Positive Pay Report Fewer Check Fraud Attempts or Losses

March 12, 2025

A new report by NPG reveals check fraud rising even as check usage declines NPG’s survey reveals that 80% of FIs offer Positive Pay FIs have not adopted Positive Pay mainly due to lack of awareness or perceived risk Within the arsenal for financial institutions to fight check fraud, Positive Pay undoubtedly plays a key…

Check Fraud SARs Rise in 2024 to Near 2022 Record-Setting High

March 11, 2025

Overall SARs reports have declined, but only slightly Check fraud SARs achieve near record-setting levels in 2024 As we seeing the new norm for check fraud levels? According to a recent report from the Thomson Reuters Institute, the total number of Suspicious Activity Reports (SARs) filed by U.S. financial institutions in 2024 declined slightly from…