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Millions in IRS Refund Checks Stolen and Altered

October 9, 2024

Refund checks from the IRS are being targeted by thieves Checks range from a few hundred dollars to $500,000 There are reports of “inside job” postal thefts as well When you think about different types of checks, which do you believe is the most desirable to fraudsters? The answer is treasury checks. When a fraudster…

ABA Launches “Practice Safe Checks” Campaign

October 8, 2024

Check fraud continues to climb Fraudsters are finding their “job” easier and easier Practice Safe Checks aims to help banks educate their consumers The American Banker’s Association announced via LinkedIn that, in recognition of Cybersecurity Awareness Month, they are launching Practice Safe Checks, a new campaign that equips banks with tools to illustrate for their…

PYMNTS.com Research: 72% of Finance Leaders Actively Use AI in Their Operations

October 3, 2024

Customers have lost patience with traditional banking procedures AI continues to be an important tool for creating the preferred banking experience Strategic planning and collaboration are vital Amid rising consumer frustration with traditional banking, PYMNTS asks: Can AI enhance the retail banking experience for the better? PYMNTS has released an Intelligence report, “Is AI the…

Are Community Banks and Credit Unions Prime Targets for Check Fraud?

October 2, 2024

Community banks and credit unions are often portrayed as integral to a community or region. Typically, they differentiate themselves from the larger financial institutions by servicing their communities and building a strong relationships and ties within their region. However, could this also be perceived as a weakness that can be exploited by fraudsters? According to…

Fidelity Responds to Check Fraud Glitch by Slashing Deposit Limits — Is It Enough?

October 1, 2024

mRDC has seen a 90% increase in suspicious activity from 2021 to 2023 Fidelity responds to their money “glitch” Investment firms need to follow in the footsteps of FIs Mobile RDC (mRDC) may be the most abused deposit channel for check fraud, with the Insikt Group reporting  a 90% increase in suspicious activity from 2021…

OrboNation Newsletter: Check Processing and Fraud – September 2024

September 30, 2024

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

Why Investing in Banking Tech is Critical

September 26, 2024

Staying abreast of the latest banking tech is crucial Checks are popular targets and require cutting-edge tech protection “Wait and see” approach can and will result in prodigious losses The banking industry can learn from recent history; it can look back at the past few decades of “the check is dead” being stated as truth.…

Who Thought Check Kiting Would Make a Comeback?

September 25, 2024

Check kiting is becoming more and more common There are generally two bank accounts involved Solid defenses are required to prevent losses resultant of “kiting” If you ask anyone in the banking industry if they thought check fraud would be running rampant in 2024, the majority would respond with a simple “no.” However, OrboGraph saw…

Fidelity In Danger of Their Own Fraud “Glitch?”

September 24, 2024

Check fraud scams are nothing new Fidelity is being targeted for deposit fraud A multi-layered tech strategy is important in stopping deposit fraud Over the past few weeks, fraud professionals  have closely followed the “Infinite Money Glitch” — a viral trend that brought check kiting back into the spotlight. And, as an industry leader in…

Core Modernization as Path to Banking Success: Four Approaches

September 19, 2024

Core Modernization is key for regional banks to revitalize and stay competitive Four solution paths for core modernization are described OrboGraph’s solutions can help regional banks with core modernization in three ways We noted earlier this month that progressive modernization of technology is key for banking success. As stated by the post’s author, Forbes Councils…