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Check out our reservoir of information related to check recognition and healthcare payment technologies. We frequently update this section with the latest news, trends, and analysis of the banking and healthcare industries.

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Platform Modernization

Both the financial and healthcare industries are undergoing modernization initiatives in check payments and remittance.  See how OrboGraph is using AI, self-learning and deep learning models to drive innovation in these industries to deliver workflow automation.

Platform Modernization

Modernizing payments in the banking and healthcare industries

AI, Self Learning & Deep Learning Technologies

Optimized AI and deep learning models for the automation of check processing and healthcare posting

Operationalizing AI & Self Learning in Checks

Revolutionizing check processing and fraud prevention for the banking industry

Delivering Healthcare Payment Electronification

Increased accuracy levels, decreased error rate for healthcare payments posting

Product Videos

See how each product/service module of OrboAnywhere and OrboAccess delivers value from our check and healthcare payment platforms

Corporate Video & Podcast

See and hear how OrboGraph incorporates AI, deep learning and self learning technologies into its product suite

Healthcare Payments

OrboAccess automates remittance and payment posting as well as enables full research and business intelligence analysis for RCM companies, clearinghouses, billers, and providers.

Access EOB Conversion

Delivers EOB/EOP electronification with information intelligence via AI and deep learning technologies

Access Correspondence Letters

Extracts posting data and tracks reimbursement progress via workflow management

Access Payment Reconciliation

Streamlines the reconciliation process of ERA, ACH, EOB and checks

Access Patient Payments

Automates patient payments for posting

Access Denial Intelligence

Spotlights trends in denials to reduce receivables via prevention

Healthcare Payments Automation Center

Scalable, reliable, flexible cloud-based hosted data center on Amazon Web Services (AWS)

Check Processing

OrboAnywhere automates paper originated payments (i.e. checks, money orders, drafts) and remittances for balancing and posting while reducing risk and losses in the areas of check fraud, payment negotiability and compliance.

Anywhere Fraud

Transaction and image analysis for on-us and deposit fraud detection of counterfeits, forgeries, and alterations.

Anywhere Recognition

Divergent multi-engine CAR/LAR, ICR, OCR & AI check recognition for the Omnichannel

Anywhere Validate

Validate payment negotiability of paper originated items

Anywhere Payee

Match, read, and validate payees for risk and operational workflows

Anywhere Positive Pay

Payee name verification of business checks using issue files

Anywhere Compliance

Mitigate risk in check payments for OFAC, BSA/AML, UCC, Reg CC, and KYC

Restrictive Endorsement

Automatic validation of restrictive, mobile and non-restrictive endorsements

Traditional Products

Based on the Accura XV platform

Mobile check deposit rolled out almost five years ago, and at that time it was used mainly by tech-savvy leading-edge early adopters. The “mainstream” bank customer, however, felt intimidated by the tech, or was discouraged by the limits set on deposits.

Undaunted, BBVA Compass aggressively addressed theses concerns over the past year. The bank increased its check amount limits, added new features, and began a comprehensive branch-based marketing campaign.

They saw a bit of a rise in usage of mobile check deposit service.

Mobile check deposit volume grew to an amount 70 percent more than the three previous years combined.

“This is a great convenience tool for all customers; they don’t have to go to the bank or to an ATM to deposit their checks,” says Alex Carriles, director of mobile and online channels for BBVA Compass. “They can do it from their kitchen table.”

What’s more, improving this integral part of the payments chain opens new avenues to customer loyalty — while maintaining the status quo, even briefly, poses high risks.

“This is not just about checks,” says James Van Dyke, CEO of Futurion, a digital consulting firm. “It’s about banks being perceived as technology leaders. If customers can’t get their checks to go through their mobile phone right, they’re going to look for another bank when they want to use a credit or debit card for mobile pay or when they want to make a P2P payment.”

One of the primary peeves that BBVA addressed was deposit limits. Banks calculate deposit limits for individual account holders based on myriad account data. There was no one answer to give a customer when they wondered about their deposit limit, so many decided not to take the chance.

Today, a new customer with a low balance could be allowed to deposit a check up to $1,500, while a customer with the highest score may deposit up to $30,000. These numbers are much more comforting to persons who don’t want to risk “hitting the ceiling.”

This adds up to a nifty marriage of old and new as checks remain in wide usage even as smartphone deposits become the norm. It’s the reason OrboAnywhere technology is more crucial than ever to manage fraud and payment negotiability risks of the Omni-channel of financial institutions.

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