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Modernizing Omnichannel Check Fraud Detection

Business Switching to Alternative Payment Methods are NOT the Answer to Check Fraud

October 15, 2024

Businesses present a big target for check fraudsters Some assume alternative payment methods may be the answer Checks are too widely used for alternative methods to take hold Fraudsters do not discriminate when it comes to who they victimize — individuals, business, and even the US Treasury are targets. Unfortunately, victims typically have the mentality…

Millions in IRS Refund Checks Stolen and Altered

October 9, 2024

Refund checks from the IRS are being targeted by thieves Checks range from a few hundred dollars to $500,000 There are reports of “inside job” postal thefts as well When you think about different types of checks, which do you believe is the most desirable to fraudsters? The answer is treasury checks. When a fraudster…

ABA Launches “Practice Safe Checks” Campaign

October 8, 2024

Check fraud continues to climb Fraudsters are finding their “job” easier and easier Practice Safe Checks aims to help banks educate their consumers The American Banker’s Association announced via LinkedIn that, in recognition of Cybersecurity Awareness Month, they are launching Practice Safe Checks, a new campaign that equips banks with tools to illustrate for their…

Are Community Banks and Credit Unions Prime Targets for Check Fraud?

October 2, 2024

Community banks and credit unions are often portrayed as integral to a community or region. Typically, they differentiate themselves from the larger financial institutions by servicing their communities and building a strong relationships and ties within their region. However, could this also be perceived as a weakness that can be exploited by fraudsters? According to…

Fidelity Responds to Check Fraud Glitch by Slashing Deposit Limits — Is It Enough?

October 1, 2024

mRDC has seen a 90% increase in suspicious activity from 2021 to 2023 Fidelity responds to their money “glitch” Investment firms need to follow in the footsteps of FIs Mobile RDC (mRDC) may be the most abused deposit channel for check fraud, with the Insikt Group reporting  a 90% increase in suspicious activity from 2021…

OrboNation Newsletter: Check Processing and Fraud – September 2024

September 30, 2024

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

Who Thought Check Kiting Would Make a Comeback?

September 25, 2024

Check kiting is becoming more and more common There are generally two bank accounts involved Solid defenses are required to prevent losses resultant of “kiting” If you ask anyone in the banking industry if they thought check fraud would be running rampant in 2024, the majority would respond with a simple “no.” However, OrboGraph saw…

Fidelity In Danger of Their Own Fraud “Glitch?”

September 24, 2024

Check fraud scams are nothing new Fidelity is being targeted for deposit fraud A multi-layered tech strategy is important in stopping deposit fraud Over the past few weeks, fraud professionals  have closely followed the “Infinite Money Glitch” — a viral trend that brought check kiting back into the spotlight. And, as an industry leader in…

LittleBricks Charity Almost Fall Victim to Overpayment Check Fraud Scam

September 18, 2024

What hurts more than stepping on a bunch of LEGO blocks while barefoot? Hearing that a charitable organization has fallen victim to a scammer. Unfortunately, no one is off limits to fraudsters — not even charities. While many would think that the fraudsters would imitate a charity to steal funds for donators, there are fraudsters…

Check Fraud Scenario Highlights Issues with “Breach of Warranty”

September 17, 2024

Check fraud continues to be a threat The Wespay 2024 Payments Symposium offered valuable insight “Breach of Warranty” determinations present a problem This past week OrboGraph’s own James Bi,  Marketing Manager and Check Fraud Detection Specialist, was in attendance at the Wespay 2024 Payments Symposium. In addition to his presentation: Check Fraud in 2024: Are…