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Check out our reservoir of information related to check recognition and healthcare payment technologies. We frequently update this section with the latest news, trends, and analysis of the banking and healthcare industries.

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Platform Modernization

Both the financial and healthcare industries are undergoing modernization initiatives in check payments and remittance.  See how OrboGraph is using AI, self-learning and deep learning models to drive innovation in these industries to deliver workflow automation.

Platform Modernization

Modernizing payments in the banking and healthcare industries

AI, Self Learning & Deep Learning Technologies

Optimized AI and deep learning models for the automation of check processing and healthcare posting

Operationalizing AI & Self Learning in Checks

Revolutionizing check processing and fraud prevention for the banking industry

Delivering Healthcare Payment Electronification

Increased accuracy levels, decreased error rate for healthcare payments posting

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Healthcare Payments

OrboAccess automates remittance and payment posting as well as enables full research and business intelligence analysis for RCM companies, clearinghouses, billers, and providers.

Access EOB Conversion

Delivers EOB/EOP electronification with information intelligence via AI and deep learning technologies

Access Correspondence Letters

Extracts posting data and tracks reimbursement progress via workflow management

Access Payment Reconciliation

Streamlines the reconciliation process of ERA, ACH, EOB and checks

Access Patient Payments

Automates patient payments for posting

Access Denial Intelligence

Spotlights trends in denials to reduce receivables via prevention

Healthcare Payments Automation Center

Scalable, reliable, flexible cloud-based hosted data center on Amazon Web Services (AWS)

Modernizing RCM with AI

An informative resource to assist RCM companies in understanding how to solve today's problems with the help of AI.

Check Processing

OrboAnywhere automates paper originated payments (i.e. checks, money orders, drafts) and remittances for balancing and posting while reducing risk and losses in the areas of check fraud, payment negotiability and compliance.

Anywhere Fraud

Transaction and image analysis for on-us and deposit fraud detection of counterfeits, forgeries, and alterations.

Anywhere Recognition

Divergent multi-engine CAR/LAR, ICR, OCR & AI check recognition for the Omnichannel

Anywhere Validate

Validate payment negotiability of paper originated items

Anywhere Payee

Match, read, and validate payees for risk and operational workflows

Anywhere Positive Pay

Payee name verification of business checks using issue files

Anywhere Compliance

Mitigate risk in check payments for OFAC, BSA/AML, UCC, Reg CC, and KYC

Traditional Products

Based on the Accura XV platform

Modernizing Omnichannel Check Fraud Detection

An informative blog series exploring payments fraud and image technologies used to fight financial crimes.

A few weeks back we noted that a study had found that B2B payments by check actually increased by 1 percentage point from 2013 to 2016 (according to the 2016 AFP Electronic Payments Survey). Magnus Carlsson, manager of treasury and payments for the Association for Financial Professionals, took a deeper look at the significance of that one percent in a post at the AFP site.

While 1 percent might not sound like a lot, you have to understand that we’ve observed check use to be declining since 2004, back when it was at 81 percent. This survey, which was underwritten by J.P. Morgan, has run every three years and in each increment, check use has decreased substantially. The biggest drop occurred between 2010 and 2013 (17 points), so you can imagine my surprise when I saw the new data.

When you compare earlier rates of decline around 5-7% per year, aggregated over time, these data points are incredibly supportive of the check’s determination, resilience and value proposition.  The percentage of checks went from 81 to 50, and back up to 51, but it kind of feels like a surge of energy.  The check feels young again!

Other points he noticed:

  • An increase in check payments by larger organizations. Larger corporations have a multi-layer approval structure, making payment method changes ploddingly slow.
  • Payments to smaller suppliers — less integral — are also not being switched to electronic payments.
  • Organizations actually face pushback when attempting to convince customers and suppliers to accept electronic payments.

Believe it or not, there are great improvements in check processing taking place, essentially a new revolution of automation and risk reduction. Be on the lookout:

  • Next year, Electronically Created Items (ECI) are going to take eChecks to the next level. (We’ll talk about what this means in another post).  But Regulation CC moderization rules are opening the door for a major increase in the use of images for check payments!
  • Risk mitigation technologies which automatically validate checks are now available and catching interest in the industry.
  • Transaction analytics with image interrogation has improved, with improvements to counterfeits and forgeries of on-us and deposit fraud scenarios in real-time.
  • Payee Name Verification improvements are helping positive pay systems “lock down” check payments!




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