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AI Innovation

Both the financial and healthcare industries are undergoing an AI evolution. Review our vision for Artificial Neural Networks (ANN) and deep learning targeting these industries.

AI-Based Check Automation

Check recognition & fraud detection are the most important components in today's check processing and omni-channel capture. Learn how OrboAnywhere using OrbNet AI technology reduces costs and mitigates risk.

AI-Based Healthcare Electronification

OrboAccess, powered by OrbNet AI, provides electronification to remits and payments, enabling RCM companies to automate posting, improve research, and deliver business intelligence

About Us

Celebrating 25 years of innovation, OrboGraph has transformed into an AI company delivering targeted automation solutions to the banking and healthcare industries.

Resources

From news and events to case studies, trends, and videos, this section provides a range of information resources for payment automation in the banking and healthcare industries.

Blogs

OrboGraph produces four blog series on a weekly basis covering topics from check processing, fraud prevention, AI technologies, RCM, and healthcare electronification. Select one the blog to the right. We hope you enjoy!

The vision of P2P payments is like a dream for mobile app vendors and bank executives who love digital payments. Let’s say you want to give or pay money to a friend, relative, or even small business. I recently went through this exercise several times.

And guess what? To my surprise, the best option was still a check!

Let me explain before the digital advocates hammer my experience…

I go to PayPal. My first transfer goes through nicely, but it takes 3 days. Then I try it a week later, for a little more money, and — boom! 6 days before the money gets into the account of my friend… Paypal said it was on hold.

Ok — why?

No real answer, just that it was “under review.”  At least it was free. Thanks, but no thanks…

I go to my credit union, who offers PopMoney. PopMoney has a $.50 per transfer fee. Ok, that’s fine.  I send the money out on a Thursday. When does it get to the designated account? Wednesday, the following week! Great… why?  Because it takes 3 “business days,” and there was a holiday on Monday, and the weekend isn’t a business day, and blah blah blah. Thanks but no thanks. Give me my $.50 back!

I started researching options to send money.  There are a gazillion articles written…here’s one of them: Everything You Need to Know About PayPal, Square Cash and Venmo. I’m getting tired reading all this stuff. Sure, I can go download an app and make it happen but I don’t feel like reading the disclosures and comparing different options. I’m going to bed.

I give my friend a check on Monday. An hour later she goes to her local branch to deposit it and gets 100% immediate availability! WOW. The check clears and posts to my account on Tuesday, with a memo post Tuesday a.m.

Beautiful. And it’s free…

What the heck???  An interesting testimony on why paper checks live on, and that’s why OrboGraph is introducing OrboAnywhere

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