Large financial institutions have seen a sharp increase in check fraud over the past three years as illustrated in the latest ABA Deposit Fraud Study:
- Attempts increased to $15.1 billion in 2018—up from $8.5 billion in 2016
- Losses increased to $1.3 billion —a rise from $789 million in 2016.
To combat the fraudsters, banks and financial institutions are modernizing their systems to include real-time, image-based capabilities. Image analysis solutions detect the attributes of a check such as check stock, amount, payee, to detect counterfeits, forgeries and alterations. Image analysis, blended with analytics-based solutions, provide a more complete fraud detection and prevention for financial institutions and their customers.
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Blog Post
OrboNation Newsletter: Check Processing and Fraud – April 2026
In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.
Blog Post
Visa/Featurespace: Why Banks Need a Connected Fraud Ecosystem That Includes Checks
Visa is fighting fraud at the network level-banks must match that scale Criminals share data across rails; fraud defenses need to do the same OrboGraph’s check image intelligence closes a critical blind spot for banks In a recent interview, James Mirfin, SVP, Head of Risk and Security Intelligence Solutions at Visa, spoke with PYMNTS CEO Karen Webster about Visa’s network-level…
Blog Post
PaymentsJournal Podcast: Understanding the Effects of Fraud on Consumers
Financial fraud is no longer a rare event; for many consumers, it is a persistent risk that shapes how they interact with their financial institutions. The emotional fallout from scams–shame, fear, and loss of trust–directly influences customer behavior, and that behavior is precisely where banks and credit unions must focus to strengthen deposit fraud defenses.…
Blog Post
AFP Survey: 58% of Organizations Report Experiencing Check Fraud in 2025
Payments fraud remains widespread, with a slight decline from prior years Checks are still the most targeted payment method for fraud attacks Organizations plan to keep using checks, demanding stronger layered fraud defenses This week, The Association for Financial Professionals announced the release of their 2026 AFP Payments Fraud and Control Survey report. The report,…
Blog Post
Is Modernizing Legacy Positive Pay Systems Enough to Stop Check Fraud?
Positive Pay still relies on manual file uploads, overburdening business customers & limiting adoption Banks lean on complex PDF “quick guides,” turning Positive Pay setup into an IT project TMonit’s CheckSync & OrboGraph solutions automate & modernize Positive Pay to strengthen fraud prevention Positive Pay, as currently deployed by many financial institutions, is stuck in…
Blog Post
FRAML: What Full Integration Really Means for Check and ACH Fraud
Scams now hit an estimated 57,000 Americans every day, driving tighter fraud controls Nacha’s 2026 near real‑time ACH monitoring rule is accelerating fraud-AML convergence True FRAML value comes from shared data and joint focus on scams and mule networks A recent BankInfoSecurity article by Suparna Goswami highlights how scams now hit an estimated 57,000 Americans…
Blog Post
ABA Survey Confirms Banks are America’s Front Line Against Fraud
Survey shows consumers overwhelmingly trust banks as their primary fraud defenders Respondents want stronger government action forcing social media & telecoms to fight fraud Stopping check fraud means banks must pair consumer education with advanced analytics & forensics A new infographic — based on research conducted by Morning Consult and published by American Bankers Association…
Blog Post
How B2B CFO’s Need to Approach Fraud
Every B2B payment type faces rising fraud risk, demanding vigilant CFO oversight Paper checks remain fraudsters’ favorite target AI-driven controls and automated verification help enterprises detect sophisticated scams across all channels. Fraudsters are known to be relentless in their search for vulnerabilities within any technology or process. Many financial institutions are keenly aware of this;…
Blog Post
Kinective Acquires OrboGraph, Adding AI-Powered Check Fraud Prevention to Banking Operations Platform
Acquisition brings three decades of AI and machine learning expertise to integrate fraud detection capabilities across Kinective’s client base of more than 4,000 financial institutions PHOENIX (March 31, 2026)–Kinective, the company delivering intelligent banking to over 4,000 banks and credit unions every day, today announced its acquisition of OrboGraph, an industry-leading provider of AI-powered check…
Blog Post
OrboNation Newsletter: Check Processing and Fraud – March 2026
In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.