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Check out our reservoir of information related to check recognition and healthcare payment technologies. We frequently update this section with the latest news, trends, and analysis of the banking and healthcare industries.

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Platform Modernization

Both the financial and healthcare industries are undergoing modernization initiatives in check payments and remittance.  See how OrboGraph is using AI, self-learning and deep learning models to drive innovation in these industries to deliver workflow automation.

Platform Modernization

Modernizing payments in the banking and healthcare industries

AI, Self Learning & Deep Learning Technologies

Optimized AI and deep learning models for the automation of check processing and healthcare posting

Operationalizing AI & Self Learning in Checks

Revolutionizing check processing and fraud prevention for the banking industry

Delivering Healthcare Payment Electronification

Increased accuracy levels, decreased error rate for healthcare payments posting

Product Videos

See how each product/service module of OrboAnywhere and OrboAccess delivers value from our check and healthcare payment platforms

Corporate Video & Podcast

See and hear how OrboGraph incorporates AI, deep learning and self learning technologies into its product suite

Healthcare Payments

OrboAccess automates remittance and payment posting as well as enables full research and business intelligence analysis for RCM companies, clearinghouses, billers, and providers.

Access EOB Conversion

Delivers EOB/EOP electronification with information intelligence via AI and deep learning technologies

Access Correspondence Letters

Extracts posting data and tracks reimbursement progress via workflow management

Access Payment Reconciliation

Streamlines the reconciliation process of ERA, ACH, EOB and checks

Access Patient Payments

Automates patient payments for posting

Access Denial Intelligence

Spotlights trends in denials to reduce receivables via prevention

Healthcare Payments Automation Center

Scalable, reliable, flexible cloud-based hosted data center on Amazon Web Services (AWS)

Check Processing

OrboAnywhere automates paper originated payments (i.e. checks, money orders, drafts) and remittances for balancing and posting while reducing risk and losses in the areas of check fraud, payment negotiability and compliance.

Anywhere Fraud

Transaction and image analysis for on-us and deposit fraud detection of counterfeits, forgeries, and alterations.

Anywhere Recognition

Divergent multi-engine CAR/LAR, ICR, OCR & AI check recognition for the Omnichannel

Anywhere Validate

Validate payment negotiability of paper originated items

Anywhere Payee

Match, read, and validate payees for risk and operational workflows

Anywhere Positive Pay

Payee name verification of business checks using issue files

Anywhere Compliance

Mitigate risk in check payments for OFAC, BSA/AML, UCC, Reg CC, and KYC

Restrictive Endorsement

Automatic validation of restrictive, mobile and non-restrictive endorsements

Traditional Products

Based on the Accura XV platform

The Reappearing Check: Maintaining the Magic in 2018

An interesting new white paper from Digital Check explores the expected demise of paper checks – – and how, as if by magic, the “expected” suddenly did not occur.

We all know the drill: 50 billion checks written in the 90s; 20 billion checks written in 2013 – – – do the math, and at that rate, checks are gone in 2021.

But a funny thing happened on the way to the check apocalypse:

Then in 2016, the new numbers from the Fed came in, and the results were stunning even to us. Past trends had pointed toward an expected 12-13 billion paper checks remaining in the U.S.; we had predicted a modest leveling-off to around 14-15 billion instead. The official total was 17.3 billion – our “bold” prediction actually hadn’t been bold enough. The decline of checks hadn’t just slowed down; it had nearly stopped.

Another data point came from ECCHO last year at the OrboGraph Conference, where David Walker proclaimed the overall number at 18B+.

Given the benefit of hindsight, Digital Check observes four separate “digital payment” events evenly spread out (by coincidence) over 30 years:

  1. Direct deposit arrives in the 1980s and replaces payroll checks with ACH payments
  2. Point-of-sale card terminals gain widespread adoption in the 1990s and replace the check with credit and debit cards in retail settings
  3. Online bill pay arrives in the early 2000s and replaces many C2B payments with card or ACH transactions
  4. Prepaid debit cards gain widespread adoption in the late 2000s and replace many B2C or G2C payments

So — “slow, steady decline” was actually a measurement impacted by an almost mathematically uniform progression of market-tech events!

Also noted is the fact that “rapid growth” payment technology of late – Apple Pay, Bitcoin, Chip-and-PIN cards, Smartwatches, Mobile wallets, etc. – are innovations that build upon other technologies. In other words, they are not necessarily new portals, but innovations and/or improvisations on current adopted tech that do not necessarily create new users.

The paper notes, on a more elemental level, that businesses are slow to move to digital payments because of set-up difficulties, fees, and security issues. For the paper check world, this means that an emphasis on security and ease-of-use — the hallmarks of all OrboAnywhere technology solutions — is the correct course to be on as we enter 2018.

Our New Year’s resolution is to share with you many new capabilities in the upcoming year…be on the lookout!






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