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Check out our reservoir of information related to check recognition and healthcare payment technologies. We frequently update this section with the latest news, trends, and analysis of the banking and healthcare industries.

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Platform Modernization

Both the financial and healthcare industries are undergoing modernization initiatives in check payments and remittance.  See how OrboGraph is using AI, self-learning and deep learning models to drive innovation in these industries to deliver workflow automation.

Platform Modernization

Modernizing payments in the banking and healthcare industries

AI, Self Learning & Deep Learning Technologies

Optimized AI and deep learning models for the automation of check processing and healthcare posting

Operationalizing AI & Self Learning in Checks

Revolutionizing check processing and fraud prevention for the banking industry

Delivering Healthcare Payment Electronification

Increased accuracy levels, decreased error rate for healthcare payments posting

Product Videos

See how each product/service module of OrboAnywhere and OrboAccess delivers value from our check and healthcare payment platforms

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Healthcare Payments

OrboAccess automates remittance and payment posting as well as enables full research and business intelligence analysis for RCM companies, clearinghouses, billers, and providers.

Access EOB Conversion

Delivers EOB/EOP electronification with information intelligence via AI and deep learning technologies

Access Correspondence Letters

Extracts posting data and tracks reimbursement progress via workflow management

Access Payment Reconciliation

Streamlines the reconciliation process of ERA, ACH, EOB and checks

Access Patient Payments

Automates patient payments for posting

Access Denial Intelligence

Spotlights trends in denials to reduce receivables via prevention

Healthcare Payments Automation Center

Scalable, reliable, flexible cloud-based hosted data center on Amazon Web Services (AWS)

Modernizing RCM with AI

An informative resource to assist RCM companies in understanding how to solve today's problems with the help of AI.

Check Processing

OrboAnywhere automates paper originated payments (i.e. checks, money orders, drafts) and remittances for balancing and posting while reducing risk and losses in the areas of check fraud, payment negotiability and compliance.

Anywhere Fraud

Transaction and image analysis for on-us and deposit fraud detection of counterfeits, forgeries, and alterations.

Anywhere Recognition

Divergent multi-engine CAR/LAR, ICR, OCR & AI check recognition for the Omnichannel

Anywhere Validate

Validate payment negotiability of paper originated items

Anywhere Payee

Match, read, and validate payees for risk and operational workflows

Anywhere Positive Pay

Payee name verification of business checks using issue files

Anywhere Compliance

Mitigate risk in check payments for OFAC, BSA/AML, UCC, Reg CC, and KYC

Traditional Products

Based on the Accura XV platform

Modernizing Omnichannel Check Fraud Detection

An informative blog series exploring payments fraud and image technologies used to fight financial crimes.

The FedNow Service, the Federal Reserve’s planned faster payments service, promises to have a positive impact on the speed with payments are processed. As the FED navigates their way toward a solution, The Clearing House continues to promote RTP (real-time payments).

But the path to a world of real-time, integrated payments is not an easy one. Not only are there are many options for businesses and consumers, with technical integration points for every different payment, but the media presents a number of angles related these type of solutions. Take for example the following article:

Reports in NBC News stated the new system will let consumers clear paychecks, bill payments, and money transfers much faster.

When the new “FedNow Service” is launched, the standard “three day wait” for a check to clear could become a thing of the past for both households on a tight budget or small businesses who need to pay vendors and make payroll.

By reading this paragraph, a consumer or business might glean that:

  • All checks take 3 days to clear
  • Checks are going to be included in FedNow
  • Checks will have immediate funds availability

Most in the industry realize that checks are not part of real-time payments at this time, but by emphasizing the “use case” and by the use of generic terminology around the payment function, it certainly appears that way.

While check usage has decreased, it has not by any means gone away as many predicted. It’s important to remember that with population increases in the US, there is still a large segment of the public that regularly uses checks:

For one, there are some businesses that don’t accept credit or debit cards, due to the costs associated with processing these payments. And there are still others – like the teenager down the street who mows your lawn – that aren’t set up to be a merchant. And still more, like your landlord, that only accept checks for payment. For these, cash or checks are the only way to pay.

Checks also allow a strong ability to follow the funds. Once a check clears, a bank will have a copy of the canceled check, or even an image of it that you can see in your online banking. This helps track spending and know precisely when your payment has been made. Many times, electronic transactions truncate detail related to the payee field.

Payment speed is important, and for those who use checks, one can many times get same day or next day availability on deposits. Also, big banks can have multiple, direct clearing exchanges on a daily basis; a check that is accepted by a merchant can actually hit the maker’s account that night!

As the market and media try to drive real-time payments, OrboGraph continues to invest in a variety of AI technology targeting continued improvements in check payment automation and fraud prevention.

This blog contains forward-looking statements. For more information, click here.

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