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Why Rip-and-Replace Method is Holding Financial Institutions Back from True Modernization

April 16, 2026

Legacy banking cores drain profits and trust, making modernization an urgent strategic priority AI fintech modernizes workflows, closes skills gaps, and cuts fraud and errors Fintech partnerships accelerate transformation, improve experiences, and drive growth When thinking about the concept of platform modernization, many organizations take the age-old approach of rip-and-replace — taking legacy solutions or…

AFP Survey: 58% of Organizations Report Experiencing Check Fraud in 2025

April 15, 2026

Payments fraud remains widespread, with a slight decline from prior years Checks are still the most targeted payment method for fraud attacks Organizations plan to keep using checks, demanding stronger layered fraud defenses This week, The Association for Financial Professionals announced the release of their 2026 AFP Payments Fraud and Control Survey report. The report,…

Is Modernizing Legacy Positive Pay Systems Enough to Stop Check Fraud?

April 14, 2026

Positive Pay still relies on manual file uploads, overburdening business customers & limiting adoption Banks lean on complex PDF “quick guides,” turning Positive Pay setup into an IT project TMonit’s CheckSync & OrboGraph solutions automate & modernize Positive Pay to strengthen fraud prevention Positive Pay, as currently deployed by many financial institutions, is stuck in…

FRAML: What Full Integration Really Means for Check and ACH Fraud

April 8, 2026

Scams now hit an estimated 57,000 Americans every day, driving tighter fraud controls Nacha’s 2026 near real‑time ACH monitoring rule is accelerating fraud-AML convergence True FRAML value comes from shared data and joint focus on scams and mule networks A recent BankInfoSecurity article by Suparna Goswami highlights how scams now hit an estimated 57,000 Americans…

ABA Survey Confirms Banks are America’s Front Line Against Fraud

April 7, 2026

Survey shows consumers overwhelmingly trust banks as their primary fraud defenders Respondents want stronger government action forcing social media & telecoms to fight fraud Stopping check fraud means banks must pair consumer education with advanced analytics & forensics A new infographic — based on research conducted by Morning Consult and published by American Bankers Association…

Fintech-Credit Union Relationship: Overcoming the Misalignments

April 2, 2026

Credit unions now rely on FinTech partners as their primary innovation engine Misaligned timelines, governance, & ROI expectations create friction despite shared strategic goals Stronger upfront alignment on structure and metrics turns partnerships into competitive advantage PYMNTS.com explores how credit unions once treated FinTech collaborations as side projects. However, now more than half say external…

How B2B CFO’s Need to Approach Fraud

April 1, 2026

Every B2B payment type faces rising fraud risk, demanding vigilant CFO oversight Paper checks remain fraudsters’ favorite target AI-driven controls and automated verification help enterprises detect sophisticated scams across all channels. Fraudsters are known to be relentless in their search for vulnerabilities within any technology or process. Many financial institutions are keenly aware of this;…

Kinective Acquires OrboGraph, Adding AI-Powered Check Fraud Prevention to Banking Operations Platform

March 31, 2026

Acquisition brings three decades of AI and machine learning expertise to integrate fraud detection capabilities across Kinective’s client base of more than 4,000 financial institutions PHOENIX (March 31, 2026)–Kinective, the company delivering intelligent banking to over 4,000 banks and credit unions every day, today announced its acquisition of OrboGraph, an industry-leading provider of AI-powered check…

OrboNation Newsletter: Check Processing and Fraud – March 2026

March 27, 2026

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

OrboGraph Wins 2026 Artificial Intelligence Excellence Award in Fraud Detection and Prevention

March 26, 2026

Recognition honors measurable impact in combating check and deposit fraud through advanced AI BURLINGTON, MA – March 26, 2026 – OrboGraph is pleased to announce it has been named a winner in the 2026 Artificial Intelligence Excellence Awards in the category of Fraud Detection and Prevention. Presented by the Business Intelligence Group. The award recognizes…