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Safeguarding Federal Reserve Check Services: A Call to Community Banks

March 5, 2026

ICBA urges community banks to advocate preserving Federal Reserve check-processing services Potential Fed cutbacks could disrupt smaller banks’ operations, payments workflows, and customer experience Community banks should strengthen fraud defenses using federal tools, ICBA resources, and solution providers The Independent Community Bankers of America is calling on community banks to speak up as the Federal…

Investment in Hardware/GPU: No Longer a Barrier for AI Check Fraud Detection

March 4, 2026

AI-powered check fraud detection outperforms manual review and static rules-based systems Mid-range GPUs deliver strong fraud performance without unnecessary hardware expense Optimized AI and GPUs enable real-time, high-volume check fraud decisions With the surge of check fraud over the past decade, we have seen more and more financial institutions transition from traditional rules-based to AI-powered…

SEON Report: The Value of AI in Fraud and AML Increasing

March 3, 2026

SEON survey shows 98% of organizations already embed AI in fraud, AML workflows Budgets for AI-driven fraud and AML tools are rising, but systems remain fragmented AI augments fraud and AML teams, automating volume while humans handle complex investigations In the recently published report entitled AI Reality Check, 2026 Fraud & AML Leaders Report, SEON…

OrboNation Newsletter: Check Processing and Fraud – February 2026

February 27, 2026

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

AI in Check Processing and Check Fraud: Enhancing Employee Capabilities, NOT Replacing Humans

February 26, 2026

AI in banking should reduce friction and elevate staff, not replace people​ Automated check processing with AI streamlines deposits, reallocating staff to revenue tasks​ XAI‑driven check fraud tools prioritize alerts, enabling faster, more confident analyst decisions In a recent Forbes Finance Council post, Paul Davis of Bank Slate Consulting argues that AI’s greatest risk in…

Are Tougher Prison Sentences the Solution for Check Fraud?

February 25, 2026

Harsher bank-fraud sentences may deter some offenders, but evidence remains mixed Longer prison terms alone rarely change systemic incentives that make fraud profitable Strong oversight, rapid detection, and credible enforcement often outperform sentence length increases One often ignored factor that help drive the surge in check fraud is the fact that the punishment for committing…

Blank Check Stock: The Quiet Upstream Engine of Modern Check Fraud

February 24, 2026

Blank check stock is a critical upstream asset for check fraud Fraud rings mass-produce counterfeit checks using blank stock and digital tools Stronger controls around procurement and issuance can disrupt this fraud pipeline Blank check stock has become one of the easiest “upstream” tools for check fraudsters to obtain and weaponize, turning ordinary office supplies…

Are Financial Institutions Ready to Shift from Automation to Cognitive Enterprise?

February 19, 2026

Banking is shifting rapidly toward AI-powered cognitive enterprises and automation SEffective intelligent automation requires human oversight, governance, and coordinated orchestration OrboGraph applies specialized AI to improve payments, fraud detection, and anomalies A recent article published on Forbes.com takes a look at the evolution of technology from simple banking automation to a cognitive enterprise model where AI learns,…

Should Banks Incentivize Front-Line Staff to Catch Check Fraud?

February 18, 2026

Performance-based incentives can motivate staff to detect check fraud and protect customers Incentives must be paired with strong training on schemes, red flags, and escalation Overly aggressive vigilance can hurt customer experience if legitimate checks face delays Solving the challenge of check fraud is not just an investment in technologies, it is an investment in…

Scam Detectors Podcast: The History of Check Fraud is as Old as Checks

February 17, 2026

The episode unpacks modern check fraud, blending old-school scams with advanced AI deception A real-world victim story shows how creative freelancers are targeted through “dream” jobs Overpayment schemes, fake checks, and job scams are explored Did you know the concept of “checks” goes way back thousands of years? According to a blog post from Superior,…