Resources

Check out our reservoir of information related to check recognition and healthcare payment technologies. We frequently update this section with the latest news, trends, and analysis of the banking and healthcare industries.

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Platform Modernization

Both the financial and healthcare industries are undergoing modernization initiatives in check payments and remittance.  See how OrboGraph is using AI, self-learning and deep learning models to drive innovation in these industries to deliver workflow automation.

Platform Modernization

Modernizing payments in the banking and healthcare industries

AI, Self Learning & Deep Learning Technologies

Optimized AI and deep learning models for the automation of check processing and healthcare posting

Operationalizing AI & Self Learning in Checks

Revolutionizing check processing and fraud prevention for the banking industry

Delivering Healthcare Payment Electronification

Increased accuracy levels, decreased error rate for healthcare payments posting

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See how each product/service module of OrboAnywhere and OrboAccess delivers value from our check and healthcare payment platforms

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Healthcare Payments

OrboAccess automates remittance and payment posting as well as enables full research and business intelligence analysis for RCM companies, clearinghouses, billers, and providers.

Access EOB Conversion

Delivers EOB/EOP electronification with information intelligence via AI and deep learning technologies

Access Correspondence Letters

Extracts posting data and tracks reimbursement progress via workflow management

Access Payment Reconciliation

Streamlines the reconciliation process of ERA, ACH, EOB and checks

Access Patient Payments

Automates patient payments for posting

Access Denial Intelligence

Spotlights trends in denials to reduce receivables via prevention

Healthcare Payments Automation Center

Scalable, reliable, flexible cloud-based hosted data center on Amazon Web Services (AWS)

Check Processing

OrboAnywhere automates paper originated payments (i.e. checks, money orders, drafts) and remittances for balancing and posting while reducing risk and losses in the areas of check fraud, payment negotiability and compliance.

Anywhere Fraud

Transaction and image analysis for on-us and deposit fraud detection of counterfeits, forgeries, and alterations.

Anywhere Recognition

Divergent multi-engine CAR/LAR, ICR, OCR & AI check recognition for the Omnichannel

Anywhere Validate

Validate payment negotiability of paper originated items

Anywhere Payee

Match, read, and validate payees for risk and operational workflows

Anywhere Positive Pay

Payee name verification of business checks using issue files

Anywhere Compliance

Mitigate risk in check payments for OFAC, BSA/AML, UCC, Reg CC, and KYC

Restrictive Endorsement

Automatic validation of restrictive, mobile and non-restrictive endorsements

Traditional Products

Based on the Accura XV platform

Even With New Payments, Volumes Can Decline – Can Mobile Overcome?

nexus2In an article ostensibly about a new mobile pay program introduced by a little company called Google, there is interesting challenge that mobile payments needs to overcome to go truly mainstream. Volume decline…

As the race for new payments expands (mobile, virtual card) and traditional payments plateau or decline (paper/cash), new payments can see initial decline, also known as the chasm affect. The chasm happens when an initial product is adopted and implemented but then stalls.  After the decline, the real challenge is to identify how to get out of the chasm.

On the mobile front, the Android “tap” procedure and Apple Pay scan are both pretty easy to use for even the least tech-savvy among us.  So what’s the problem?

Lack of scanners, equipment, and participating retailers? Hardly. Android Pay lists as retail partners Babies R Us, BJs, Bloomingdale’s, Disney Store, Duane Reade, Express, GameStop, Foot Locker, Macy’s, McDonald’s, Office Depot (among many, many others). Furthermore, Google says that Android Pay is accepted at over a million stores across the U.S.

So why are even once-formidable Apple Pay usage numbers coming down?

Surprise – – it turns out that HABIT is hard to overcome – – specifically, the habit of “swiping” vs. Android’s “tap-to-pay.” When asked why they weren’t currently using mobile payments even after having done so a few times, their answer is: “I forgot.”

Google hopes to create a new habit by offering rewards like a free Chromecast or free songs, movies, or subscriptions on Google Play in exchange for using Android Pay at local stores.

Will it work? Is HABIT the hurdle?

Sometimes habits extend the life of traditional products, like paper checks. Corporates have a habit of writing checks due to existing AP systems and float management process. As we wait for mobile to take over the world, we’ll keep processing checks via straight-through-processing techniques, advanced recognition technologies, next day clearing exchange networks and introduce new image validation technologies.

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