Resources

Check out our reservoir of information related to check recognition and healthcare payment technologies. We frequently update this section with the latest news, trends, and analysis of the banking and healthcare industries.

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Platform Modernization

Both the financial and healthcare industries are undergoing modernization initiatives in check payments and remittance.  See how OrboGraph is using AI, self-learning and deep learning models to drive innovation in these industries to deliver workflow automation.

Platform Modernization

Modernizing payments in the banking and healthcare industries

AI, Self Learning & Deep Learning Technologies

Optimized AI and deep learning models for the automation of check processing and healthcare posting

Operationalizing AI & Self Learning in Checks

Revolutionizing check processing and fraud prevention for the banking industry

Delivering Healthcare Payment Electronification

Increased accuracy levels, decreased error rate for healthcare payments posting

Product Videos

See how each product/service module of OrboAnywhere and OrboAccess delivers value from our check and healthcare payment platforms

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See and hear how OrboGraph incorporates AI, deep learning and self learning technologies into its product suite

Healthcare Payments

OrboAccess automates remittance and payment posting as well as enables full research and business intelligence analysis for RCM companies, clearinghouses, billers, and providers.

Access EOB Conversion

Delivers EOB/EOP electronification with information intelligence via AI and deep learning technologies

Access Correspondence Letters

Extracts posting data and tracks reimbursement progress via workflow management

Access Payment Reconciliation

Streamlines the reconciliation process of ERA, ACH, EOB and checks

Access Patient Payments

Automates patient payments for posting

Access Denial Intelligence

Spotlights trends in denials to reduce receivables via prevention

Healthcare Payments Automation Center

Scalable, reliable, flexible cloud-based hosted data center on Amazon Web Services (AWS)

Check Processing

OrboAnywhere automates paper originated payments (i.e. checks, money orders, drafts) and remittances for balancing and posting while reducing risk and losses in the areas of check fraud, payment negotiability and compliance.

Anywhere Fraud

Transaction and image analysis for on-us and deposit fraud detection of counterfeits, forgeries, and alterations.

Anywhere Recognition

Divergent multi-engine CAR/LAR, ICR, OCR & AI check recognition for the Omnichannel

Anywhere Validate

Validate payment negotiability of paper originated items

Anywhere Payee

Match, read, and validate payees for risk and operational workflows

Anywhere Positive Pay

Payee name verification of business checks using issue files

Anywhere Compliance

Mitigate risk in check payments for OFAC, BSA/AML, UCC, Reg CC, and KYC

Restrictive Endorsement

Automatic validation of restrictive, mobile and non-restrictive endorsements

Traditional Products

Based on the Accura XV platform

Credit Unions and Community Banks: On Their Last Legs? Not Quite Yet

Bank Branch

The Wall Street Journal recently ran an article headlined “The Problem for Small Town Banks: People Want High-Tech Services.” The gist of the article (available to subscribers only, alas) is that consumers in search of higher-tech interactions with financial institutions are bypassing smaller community banks in favor of “larger lenders offering online transactions.” The small community bank and credit union is dead.

Nonsense, says Brian Riley, Director, Credit Advisory Service at Mercator Advisory Group, in an article at PaymentsJournal:

I spent a lifetime working for large global banks, but when it comes to everyday banking, my family uses a small community bank. As with much of Florida banking and real estate, the community bank, now an NYSE traded firm, bounced through various ownerships as the original bank, and its second owner bobbed and weaved through various FDIC watch lists for asset quality. Originally, the institution was the now-defunct Kensington Bank based in Tampa, FL, then acquired by Superior Bank in Birmingham, AL, and now Cadence Bank.


Riley points out that larger banks tout technology advantages (somewhat arguable), but large banks also have significant regulatory reporting burdens. So, even in the face of keeping up with technology, you get people who find the large bank’s regulatory load egregious, and folks like Riley who just enjoy the personal touch a smaller institution offers:

Driving back from my local community bank, where the teller who issued a bank check for a new car I bought last week commented that she liked the set of wheels made me think about Mark Twain’s quote about a premature obituary reporting his death. “The report of my death was an exaggeration.”

In order for smaller community banks and credit unions to not just survive, but thrive, they must take a page out of the larger banks’ playbook and modernize their payment platforms with technologies that will increase efficiency, without removing the personal connection they have with their customer base.


This blog contains forward-looking statements. For more information, click here.

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