Even With New Payments, Volumes Can Decline – Can Mobile Overcome?

June 15, 2016 / 0 Comments

In an article ostensibly about a new mobile pay program introduced by a little company called Google, there is interesting challenge that mobile payments needs to overcome to go truly mainstream. Volume decline…

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Report: FDIC-Insured Institutions Earn $40.8 Billion in Fourth Quarter 2015

May 20, 2016 / 0 Comments

End of the physical bank branch? Not at this rate!

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Three Branch Models Which Will Keep Physical Banks Alive.

May 10, 2016 / 0 Comments

Meredith Deen of Financial Management Solutions, Inc. (FMSI) thinks there is still life in the traditional bank branch.

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2015 Top 5 Payment Trends Are Actually Happening …

March 24, 2016 / 0 Comments

What were the top five payment trends according to BAI’s 2015 Payments Connect Publication?

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The Growing Value Proposition Around Mobile Deposit

March 17, 2016 / 0 Comments

Our friends at RemoteDepositCapture.com completed a new poll on mobile RDC and found that among those participating in their survey, 28% put the value of mobile remote deposit capture (mRDC) at up to $1.00 per transaction, and just 3% said using mRDC is of no value to them.

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Remote Deposit Capture Leveraged to Address the "Underserved"

March 15, 2016 / 0 Comments

Fifth Third Bancorporation is deploying Remote Deposit Capture to attract new customers from the ranks of un- and underbanked Americans, collectively known as financially underserved.

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Omni-Channel Strategies Demand Cross-Channel Consistency

February 8, 2016 / 0 Comments

During the Omni-Channel Capture: An Evolving Strategic Direction webinar recorded live at the RDC Summit 2015 (free for RemoteDepositCapture members here), the panelists agreed that Omni-channel delivery strategies, pioneered by hospitality and retailing companies, are becoming absolutely vital for financial services.

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Embracing the OMNICHANNEL: Banks Break Free From Legacy Systems

February 4, 2016 / 0 Comments

Before “Multi-channel” become Omnichannel, the goal was to provide multiple ways to interact with a bank and your accounts. For quite a while, the ability to check balances and make deposits by any means other than walking into a bank lobby – using a web site, ATM machine, smart phone, etc. – was novelty enough.…

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Alternate Branching Strategies to Enhance your Geographic Footprint

July 21, 2014 / 0 Comments

The summer 2014 newsletter from industry consultant, Trent Fleming, identifies important considerations for community and large banks on how to leverage technology to complement branch “brick and mortar”.

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Convenience – Is it Driving Banking Innovation?

January 21, 2013 / 0 Comments

According to Michael Porter, a Harvard business professor and strategy guru, a company’s long-term survival dictates that a business strategy be chosen. Three primary strategies for consideration include: dominating a specialized market, providing consumers with the lowest cost for products and/or services and differentiating services and/or products.

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