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AI Innovation

Both the financial and healthcare industries are undergoing an AI evolution. Review our vision for Artificial Neural Networks (ANN) and deep learning targeting these industries.

AI-Based Check Automation

Check recognition & fraud detection are the most important components in today's check processing and omni-channel capture. Learn how OrboAnywhere using OrbNet AI technology reduces costs and mitigates risk.

AI-Based Healthcare Electronification

OrboAccess, powered by OrbNet AI, provides electronification to remits and payments, enabling RCM companies to automate posting, improve research, and deliver business intelligence

About Us

Celebrating 25 years of innovation, OrboGraph has transformed into an AI company delivering targeted automation solutions to the banking and healthcare industries.

Resources

From news and events to case studies, trends, and videos, this section provides a range of information resources for payment automation in the banking and healthcare industries.

Blogs

OrboGraph produces four blog series on a weekly basis covering topics from check processing, fraud prevention, AI technologies, RCM, and healthcare electronification. Select one the blog to the right. We hope you enjoy!

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According to Thomas Skala, chief executive officer and president of telecommunications and payments company Genie Gateway, a mitigated risk of chargebacks makes checks the best path for high-risk sellers.

High-risk sellers can include, for example, product repair companies if a customer is unhappy with a repair result; or the travel industry, in which buyers can chargeback travel plans if they are suddenly unable to pay for their trip.

Genie Gateway provides checking and debit services that bypass card and ACH rails in order to limit merchants’ exposure to chargeback risk. Genie Gateway focuses its services on unbanked and underbanked high-risk merchants, for which the exposure to chargebacks means they are often shunned by traditional financial service providers, Skala explained. Skala adds that checks can be “very beneficial,” largely due to their lack of chargeback risk.

“This does not ride the Visa or Mastercard rails, so the usual chargeback rules don’t apply,” he said. “There is a dispute period, but in reality, checks don’t have the problems associated with credit card or ACH.”

Checks are not fading away into the void – – they are, in fact (and as seen above), the payment avenue of choice in certain sectors. With any business, fraud will never go away and for mainstream and corporate clients, fraud is on the upswing. In many cases, incorporating technologies such as Anywhere Fraud are the best solution to mitigate risks and prevent fraud, protecting businesses and their customers.

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