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Automated Endorsement Analysis

Traditional Banks: Modernization to Compete with Neobanks and Meet Customer Expectations

August 31, 2023

The Payments Journal Podcast recently spoke to Tom Kleinsorge, Vice President of Global Software Sales at Euronet Worldwide, and Brian Riley, Director of Credit/Co-Head of Payments at Javelin Strategy & Research, about “the delicate balance traditional banks must strike to attract the new generation of banking consumers while keeping longtime loyal customers happy.” Neobanks have been disrupting the…

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Federal Reserve Report: US Check Usage Exceeds Other Countries

August 24, 2023

Over the past decade, the payments landscape has evolved rapidly. While there have been a variety of new payments introduced, checks still remain a major player for a variety of reasons, particularly in the USA. Payments Dive points out that, according to a recent report from the Federal Reserve Bank of Atlanta, the United States outranks…

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Unleashing the Power of AI in Banking: Buy-In Needed at Every Level

August 17, 2023

It’s no secret to any regular reader of our blog that we are enthusiastic advocates for the power of AI. Also, you can’t open a newspaper (do people still open newspapers?) or read online news without at some point encountering a story about how AI is reshaping almost every discipline and industry imaginable. In a…

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Is There a Demand from Businesses for RTP® and FedNow?

August 10, 2023

FedNow was officially launched on July 20th, which means there are now two real-time payments networks in the U.S., as the new instant-payments infrastructure debuts alongside The Clearing House’s RTP real-time platform. So, everyone’s going to jump into real-time payments, right? Well, maybe not right away. spoke to Ingo Money CEO Drew Edwards about…

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OrboGraph Leads the Industry in Check Fraud Detection, Welcomes 8 New Partner/Clients

August 10, 2023

New partner/clients include four of the Top 30 banks, two data centers, and two fraud review platforms Burlington, MA, August 10, 2023 – OrboGraph, a premier supplier of check processing automation and fraud detection software and services, announced the addition of three new Top 30 Bank customers, two data center partners, and two new fraud…

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Twitter Bank — or “X” Bank — Becoming a Reality?

August 3, 2023

Twitter – or X, which is its new name (and the subject of some “sign controversy” recently at X’s San Francisco headquarters) – has made it known they are entering the payments realm, having begun the process of applying for regulatory licenses and development of the software needed. This is no real surprise, as Elon Musk…

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OrboNation Newsletter: Check Processing and Fraud – July 2023

July 31, 2023

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

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Jack Henry & Associates: Improving Operations and Customer Experience Through Automation & Digital Banking

July 27, 2023

Rob Loethen takes a walk down nostalgia lane on the Jack Henry Fintalk web page, remembering a life-changing tool introduced when he was in grade school: I remember when my dad bought our family’s first calculator. It was from Texas Instruments, and the numbers glowed red as you entered your simple mathematical task. I thought…

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Short and Long Term Perspective of AI and ML in Financial Services

July 20, 2023

Artificial Intelligence (AI) and Machine Learning (ML) are all over the news lately — and for good reason. Almost every industry and endeavor can be touched by the existent and emergent tools that AI and ML make possible. And, as Finextra reports, the UK banking world is in step with the latest developments: The latest research…

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The Digital Pound: The Future of Payments in the UK?

July 13, 2023

Digital currency has been a topic of discussion for many years now. Most have heard of Bitcoin and other cryptocurrencies; yet no digital currency or cryptocurrency has made a strong enough case as a viable replacement for current payments. One major drawback — or advantage, depending on who you ask — is that cryptocurrencies are…

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