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2022 IBM Global Financial Fraud Impact Report Reveals Need for GPUs for Fraud Detection

April 26, 2022

IBM’s latest move into fraud protection AI is the key component These tools allow a switch from fraud detection to fraud prevention IBM and Morning Consult just released a new study: 2022 IBM Global Financial Fraud Impact Report, providing data from six countries on fraud activities being experienced along with identifying the types of payments…

Fiserv Survey: 64% Would Increase Check Usage if Funds Were Immediately Available

April 20, 2022

Victoria Dougherty, Fiserv’s Director of Product Management, Financial and Risk Management Solutions, notes that “reports of the paper check’s death have been greatly exaggerated.” Most people still write and cash checks, even if they do it less frequently. Plus, with fewer checks in circulation, the checks people write and receive – and the funds tied…

Zelle: Instant Payments = Instant Fraud

April 19, 2022

Digital payments like Zelle are becoming more and more popular Fraud via digital is near-instantaneous, making it almost impossible to stop Banks often do not or cannot return digitally stolen funds Digital payments are becoming more and more popular. You can pay for that haircut or pizza almost instantly with the touch of a button…

Automated Banking: Next Big Thing or Already Here?

April 14, 2022

A recent Forbes article takes the reader on a nostalgic trip to another era: If you’re of a certain age, you might remember going to a drive-thru bank, where you’d put your deposit into a container outside the bank building. Your money was then sucked up via pneumatic tube and plopped onto the desk of…

Fraud Chain: Mail Theft → Black Market Sales → Check Fraud

April 13, 2022

Rise in mail theft — USPS struggles to address issue Beware the “fraud chain” Organized fraud means meeting it with organized solutions We have all read the stories about mail theft of paper checks, and even postal workers committing the theft. Moneywise details another instance that is becoming all too common: A few days after…

EPAM Continuum Identifies Key Trends from Global Consumer Banking Report

April 8, 2022

EPAM Continuum released a report entitled Regional Banks Reimagined. This project presents the results of their annual survey covering attitudes and behaviors of banking customers around the globe. In their inaugural effort, they surveyed 4,500 consumers across four countries to understand their beliefs; for 2021, EPAM surveyed more than 21,000 consumers across seven countries. The…

Stolen Checks and Social Media Money Mules: 3 Charged in Racketeering Case

April 6, 2022

Check fraud can be highly organized Social media is used to recruit Financial institutions need to remain vigilant Check fraud, unfortunately, can be the work of more than one bad actor. There are more and more cases of highly organized, coordinated “recruiters” creating groups that take aim at businesses. Here’s a fairly simple example, as…

AP Takes Blended Approach for Checks and Electronic Payments

March 31, 2022

PYMNTS.com reports that many businesses are looking for ways to optimize their accounts receivable (AR) and accounts payable (AP) processes in line with their emerging digital needs. One might imagine that check payments are becoming scarce. Wrong. In fact, some experts estimate that 40% of all B2B payments in the U.S. are still made via…

OrboNation Newsletter: Check Processing Edition – March 2022

March 30, 2022

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

Why Paper Payments — Cash & Checks — Are Holding “Challenger Banks” Back

March 24, 2022

PYMTS.com reports, via their January 2022 ConnectedEconomy™ Report, that a substantial amount of U.S. consumers — 67% — say they interact with their bank using digital channels, including such functions as checking their balances, paying bills, and monitoring transaction alerts. As Bank of America CEO Brian Moynihan told CNBC in February 2022, just 15% of…