Skip to content

Uncategorized

Disaster-Proof: FDITECH Launches Tech Sprint to Measure & Test Bank Operational Resiliency

October 6, 2021

A couple of days ago, Facebook went offline for approximately six hours and it made international headlines. Afterwards, it was revealed that a relatively minor internal error caused the outage, which reportedly cost Mark Zuckerberg seven billion dollars (with a “b”). However, everything was soon back on line completely intact, and the world was free…

To Catch a Criminal, Train AI to Think Like One

October 5, 2021

It’s valuable to know how criminals and fraudsters think Some criminal traits are actually admirable when redirected AI and ML detect criminal tactics and habits that human observation can overlook Business Innovation Brief offers some streetwise advice: If you want to stop fraud activity, you have to think like a criminal. They also go one…

OrboNation Newsletter: Check Processing Edition – September 2021

September 29, 2021

In case you missed it, over the past month, we have published incredible content on our OrboNation Blog and Modernizing Omnichannel Check Fraud Detection. Review the latest OrboNation Newsletter online or via PDF download.

AFP: 66% of All Fraud Originates from Paper Checks

September 28, 2021

In a digital world, check fraud still leads the pack There are common “ingredients” to each fraud “recipe” Consumers can protect themselves Joshua Riggins, president of Farmers and Mechanics Federal Savings Bank, makes no bones about it in an article for the Greene County Daily World: Even in the rapidly expanding world of digital finances,…

Mark Cuban: Shutting Off Crypto Growth Like Stopping E-commerce in 1995

September 23, 2021

In recent news, the new infrastructure bill set out by the US government contains tighter rules for crypto businesses. Mark Cuban, for one, doesn’t like it. Known for his brash and outgoing personality, along with his business and tech savvy, Mr. Cuban is not afraid to voice his opinion. Speaking to The Washington Post before the bill officially passed the Senate, Cuban drew a parallel between the growth of crypto to the rise of e-commerce and the internet in general:

Ceto & Associates: Community Banks are at a Disadvantage in Fraud Detection

September 21, 2021

Community banks and credit unions are at a disadvantage. Their lack of necessary internal resources and budget to upgrade their systems and integrate new technologies compared to big banks leads to gaps in fraud coverage, automation capabilities, and outdated systems. These gaps are perilous when almost all industry numbers indicate check fraud is on the rise. Meanwhile, the banking industry is more competitive than ever as new fintech companies like Chime, Brex, and Acorn hit targeted markets. Community banks and credit unions also perform much more manual work compared to these new fintech companies.

JPMorgan Chase Survey: Consumer Relationships Have Changed During Pandemic

September 15, 2021

The Fintech Times reports on a new Chase survey examining consumers’ evolving relationship with cash, savings, and digital banking tools one year after the start of the pandemic. The survey was fielded between April 23-26, 2021, consisting of 2,005 men and women, between the ages of 18 to 57+. The primary finding, to no one’s particular surprise, is that customers desire personalization in the form of tools and information.

BAI Research: 84% of Digital Banking Customers Experienced First/Third Party Fraud Since March

September 14, 2021

infographic examining the current state of fraud in banking. Their research reveals that the #1 digital banking concern — regardless of generation — is fraud.

BAI: The Impact of Digital Acceleration on Banking and Fraud

September 8, 2021

BAI Banking Outlook has made available an informative publication called The Impact of Digital Acceleration on Banking, based upon a survey of 600 consumers and 200 leaders of financial services organizations.

Why Brex Will Win Business from Big Banks

September 1, 2021

For small business startups that are frustrated with the way “big banks” interact with them, there might be an alternative on the horizon that will make those big banks take notice. Brex, a company started in 2017 by Brazilian duo Henrique Dubugras and Pedro Franceschi, has made some substantial waves in just a short amount of time. As explained at The Financial Brand.