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A New Angle for Check Fraudsters: Job Recruitment?

September 23, 2020

It’s a story becoming more and more common, unfortunately: On May 19, Stephen Holder of Franklin, WI lost his job because of COVID-19. Not to worry. Four days later Stephen got an alert for for a remote position via CareerBuilder. Things were looking up! Or were they?

Is Artificial Intelligence Delivering Near-Magical Results?

September 21, 2020

The notion that AI will magically transform healthcare is a bit fantastical, but those who are not familiar with the technologies may imagine a machine replacing a physician or other healthcare worker completely. This misconception is common, and Healthcare IT News reports provides an interesting perspective from an expert panel during the HIMSS & Health 2.0 Europe Digital Conference.

Regulators’ “Fast and Furious” AML Fines – Not the Whole Compliance Story

September 17, 2020

Rachel Woolley, global director of Financial Crime at Fenergo, tells FinTech Futures that penalties against financial institutions have come “fast and furious” over the past few years.

How B2B Payments Fraud Hides Within The Enterprise

September 15, 2020

OnPay Solutions President and CEO Neal Anderson minced no words in a recent interview with Pymnts.com wherein he discussed B2B payments fraud trends, including the growing threat of internal fraud. He went on to explain that organizations need to prepare themselves to address and mitigate the fraud threat, even as employees work from home.

How an Auto Dealer Was Almost Swindled via a $33k Check

September 8, 2020

BG Motor Cars owner Noman Beg was on vacation when he took a look at his bank account — and noted, with considerable alarm, that a check had been written against his account for $33,525. Problem was, he had not written that check, nor did he foresee being able to cover it alongside normal expenses in the near future.

COVID Has Expanded Small Businesses’ Use of Banking Services

September 2, 2020

In a summary of Mercator Advisory Group’s new Insight Summary Report, 2020 Small Business PaymentsInsights, COVID-19 and B2B Payments & Cards – The Result of the Pandemic, PaymentsJournal.com summarizes their findings.

The Check 21 Act and Its Impact on Check Fraud

September 1, 2020

The “Check Clearing for the 21st Century Act,” also known as “Check 21” or “Check 21 Act,” launched on Oct. 28, 2004. Many are unaware that the terrorist attacks of Sept. 11, 2001—which grounded planes and caused major delays in check processing (preventing the transport of canceled checks to Federal Reserve banks)—was actually the event that spurred passage of Check 21.

NVIDIA Data Centers’ Importance to Real-Time Check Processing

August 26, 2020

By now, many of you have heard of the arguments between utilize GPU vs CPU. towardsdatascience.com provides a simple explanation on the reasoning behind the need for GPUs for machine learning:

GPUs are optimized for training artificial intelligence and deep learning models as they can process multiple computations simultaneously.

They have a large number of cores, which allows for better computation of multiple parallel processes. Additionally, computations in deep learning need to handle huge amounts of data — this makes a GPU’s memory bandwidth most suitable.

Amazon Leverages Machine Learning to Fight Counterfeits and Fraud

August 25, 2020

While we mainly explore fraud and counterfeit scams from the payment side of things, it should be noted that the popularity of online shopping — particularly during the COVID-19 pandemic — has created a new breed of fraudster that creates and sells fake products. Meanwhile, Amazon is not immune from fraudsters, as reported in WIRED Magazine:

Imagine The Impact of Real-Time Check Deposits!

August 20, 2020

Check writers and depositors have become accustomed to a next day or two day check clearing process for the majority of items. But when an extended clearing process does happen, i.e. 2-3 days, it becomes a real inconvenience, especially for millennials accustomed to instant digital payments, or for those folks who still get payroll checks. There are many other examples.